Below are the new rates and the start date.

     New rates effective January 1, 2023

Maximum insurance earnings


Maximum EI benefit



This increase affects Short-Term Disability (STD) plans where:

  • the maximum benefit reflects the EI maximum weekly benefit ($650 for 2023)
  • the EI maximum earnings amount ($61,500 for 2023) is used to work out the STD benefit amount.

What you need to know

If your plan is Insurer-Administered (IA) you won’t need to amend your contract if your STD maximum is based on the EI maximum weekly benefit or earnings. You’ll see this change on your January invoice. We’ll also adjust weekly benefit or earnings for disability claims that start on or after January 1, 2023. We’ll base the changes on the EI maximum weekly benefit or earnings.

If your plan is Policyholder-Administered (PA) and you prepare your own statement, you must include these changes in your systems and processes. You’ll also need to update your billing statement with the new applicable STD amounts.

If your plan has an STD maximum amount that is less than the EI weekly maximum of $650, let us know if you’d like to amend your plan. We can adjust the STD benefit to reflect the new EI maximum weekly benefit amounts. If you use a lower benefit amount, your plan won’t qualify for the EI premium reduction program.

Questions? We’re here to help.

If you have fewer than 50 employees, please contact your Client Service Specialist at 1-877-786-7227.

If you have more than 50 employees, please contact your Sun Life Group Benefits representative.