Life Benefits offer financial protection and support for plan members and their families. They’re designed to help provide peace of mind and security. Adding these benefits to your existing group plan can protect your plan members and their beneficiaries should they pass away or suffer serious injuries in an accident. You can choose a plan design that includes coverage for plan members as well as their spouses and children.
Group Life Insurance is a valuable core benefit that offers financial protection for families if the plan member or their dependent passes. You can choose coverage:
AD&D insurance offers an extra layer of financial protection for plan members and their loved ones. This coverage provides additional support in the unfortunate event of accidental death or serious injury resulting from unexpected incidents. AD&D typically includes:
Our ccustomizable solutions support the diverse needs of today's workforce while accommodating various budgets.
Through our partnership with Empathy, we provide compassionate guidance and assistance to beneficiaries navigating the loss of a loved one.*
Our benefit provides financial support to families in the event of a stillbirth and facing profound loss.*
Quick and efficient payouts providing financial support to beneficiaries when they need it most.*
With Plan Sponsor approval, we can pay terminally ill members up to half of their life benefit early.*
Voluntary benefits like Optional Life and Optional AD&D provide an opportunity for additional coverage beyond Core Life Benefits. By making this benefit available, you're supporting your plan members’ financial well-being without impacting your bottom line. Learn more about Voluntary benefits.
If your plan members are leaving their position or retiring, we offer options to help them maintain their valuable life insurance coverage. Learn more about their choices here.
*some restrictions apply
