Decumulation

OAS changes mean rethinking retirement income planning

April 05, 2022

Eligible Canadians will receive more financial assistance this summer from their Old Age Security (OAS). Starting in July, people aged 75-plus will receive a 10% increase to their monthly OAS payment. 

How to align retirement assets with your life goals

February 24, 2022

Many workplace plan members can choose from several buckets of retirement income. They need a comprehensive plan to create a reliable paycheque when it’s time to decumulate.

How to combine retirement plans for sustained, predictable income

February 11, 2022

Workplace retirement-plan members often face what seems like a daunting task when they retire: They have to build a sustainable income that spans decades, decide how to spend their time in retirement and what that will cost, and think about leaving a legacy.

Do retirement income plans match reality?

November 12, 2021

Workplace savings plans are often the cornerstone of employee retirement plans. They should be a comfort to people seeking security after their working years.