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It’s never too late to start, but starting as soon as you begin your first full-time job makes the most sense.
If managing your own money for the next 30 years or more seems like a daunting challenge, a target date fund (TDF) may be the solution.
Income splitting may not sound romantic, but when you consider how much money it can save you on income tax, it may begin to look that way.
Looking for a way to save for the future that’s safe and guaranteed? An insurance GIC (also called an accumulation annuity) offers secure returns, predictable growth and freedom from worry about market ups and downs.
Does your employer offer a group pension plan or RRSP? Financial blogger Jim Yih says they’re two of the best ways to save for retirement.