Saving for retirement

Save for retirement or pay off your mortgage?

Not sure whether it’s better for you to invest in the future or pay down your mortgage? Ask yourself these four important questions before you decide.

Save for retirement or pay off your mortgage?

Not sure whether it’s better for you to invest in the future or pay down your mortgage? Ask yourself these four important questions before you decide.

  • July 22, 2021

    Who are individual pension plans for and how do they work?

    If you’ve hit your RRSP contribution limit and you fit certain criteria, an individual pension plan is another way you can save for retirement while saving tax.

  • July 15, 2021

    4 succession planning tips for small-business owners

    Thinking about handing over the reins to your business? These tips will help you create an effective and tax-efficient succession plan.

  • July 07, 2021

    Are you passing up free retirement savings?

    If your employer offers a pension plan with matching contributions and you’re not participating, you’re essentially saying no to free money.

  • June 15, 2021

    What is an insurance GIC? (video)

    See how an  insurance GIC can give you guaranteed returns, predictable growth and freedom from worry about market ups and downs. 

  • May 27, 2021

    What are the main types of employee pension plans? (video)

    If you have an employee pension plan, it’s likely one of two kinds. Find out how each type of employee pension works. And see how understanding your own pension plan can help you make the most of your retirement savings.

  • May 25, 2021

    How to retire with a mortgage

    Pay off your mortgage before you retire, they say. Put the money you were spending on your mortgage into retirement savings, they say. But what if you can’t?

  • May 12, 2021

    How RRIFs work

    A registered retirement income fund (RRIF) is a common way to turn your retirement savings into income. But what is a RRIF and how does it work?  Here are some important facts you need to know.