Get a life insurance quote online

Life insurance

Life insurance helps provide financial support for your loved ones if you pass away. It helps them keep their lifestyle so they can keep thriving.
Sun Life has been helping families plan their financial futures over 155 years, and we can help yours.

Benefits of life insurance

  • Your beneficiary receives a one-time payout.
  • Your monthly rates stay the same when you choose 10- or 20-year term life insurance.
  • Renew term life insurance, no health questions asked.
  • Cancel anytime, full refund within the first 30 days.
  • Peace of mind that you’ve prepared for the future of your loved ones.
     

Cancel anytime, full refund within the first 30 days.

Benefits of Life Insurance Benefits of Life Insurance

Benefits of life insurance

  • Your beneficiary receives a one-time payout.
  • Your monthly rates stay the same when you choose 10- or 20-year term life insurance.
  • Renew term life insurance, no health questions asked.
  • Cancel anytime, full refund within the first 30 days.
  • Peace of mind that you’ve prepared for the future of your loved ones.
     

Cancel anytime, full refund within the first 30 days.

Apply for life insurance in 3 steps

Step 1 Step 1

Get a quote

Choose your coverage between $5,000 and $1 million, and quickly find the monthly rate.

Quebec residents need to answer a few more questions. We’ll give you options we think work for your family’s needs.

Step 2 Step 2

Review your choice

Make sure you’re comfortable with your choice. You can also see if any optional coverage is right for you.

Step 3 Step 3

Apply

Have your credit card or bank details ready. If you apply for Term life insurance, you may need your medical information.

What are you waiting for?

Get a quote and apply online

Get started

What to expect after you apply?

If you’ve applied for life insurance coverage of:

  • $50,000 or more: You get instant Temporary insurance while we review your application. We may need to confirm more details about your health.
  • Less than $50,000: Your coverage starts right away.
What to expect after you apply for insurance What to expect after you apply for insurance

What to expect after you apply?

If you’ve applied for life insurance coverage of:

  • $50,000 or more: You get instant Temporary insurance while we review your application. We may need to confirm more details about your health.
  • Less than $50,000: Your coverage starts right away.

Frequently asked questions 

A: With Sun Life, you can apply online for:

  • Term life insurance
  • Simplified term life insurance
  • Guaranteed life insurance

You can also apply for Critical Illness and Accidental Death insurance online.

A: Yes, you’ll have to answer some questions if you apply for $50,000 or more of life insurance. Questions generally require a yes or no answer. The purpose is to learn your medical history and determine if we need more information about you. Depending on your answers, we may ask for a medical exam.

A: The cost of life insurance varies depending on your age, assigned sex at birth, smoking status, and how much life insurance coverage you're getting. The more information you give related to your health, the less an insurer typically charges for life insurance. If you are in good health, we encourage you to consider applying for a product that asks health questions.

If you have any questions, you can speak with a licensed representative by calling 1-844-528-0583 between Monday - Friday 8 a.m. - 8 p.m. ET

A: You’re protected while we go through your application. Temporary coverage starts from they day you apply for policies with protection between $50,000 - $1,000,000. Coverage can last up to 90 days, and exclusions apply. Your temporary insurance will expire if you don’t respond to requests for additional information within 30 days. 

A: Life insurance provides you with a benefit for the unexpected. You may end up paying more than the actual death benefit that goes to your beneficiaries. 

For example, you're aged 48 and purchase $25,000 of Sun Life Go Guaranteed Life Insurance for $60 per month. By the time you reach age 82, you'll have paid more than your total death benefit. If your death happens before age 82 you'll have paid less for your death benefit.

A: Some products like Guaranteed life insurance, don’t ask any health questions. This means your coverage starts when you complete your application. But if you apply for life insurance between $50,000 and $1 million, you’ll get temporary coverage while you wait.

A: If you need to change or cancel your application, give us a call.

Call: 1-844-528-0583

Monday to Friday: 8 a.m. - 8 p.m. ET

A: If you need to cancel your life insurance policy, mail a written request to:

Sun Life Assurance Company of Canada

P.O. Box 2001, Stn Waterloo

Waterloo, ON N3J 0A3

Get Life Insurance

Three ways to buy

  • Apply online

    1. Get a quote.
    2. Review your choice.
    3. Apply.

     

    Get started

  • Give us a call

    Speak to a licensed representative to get advice about your insurance needs. They can go over your life insurance options and answer your questions.

    Call: 1-844-528-0583

    MONDAY-FRIDAY: 8 a.m. - 8 p.m. ET

  • Work with a Sun Life Financial advisor

    Sun Life Financial advisors look carefully at your specific needs to help you develop a personalized plan. They'll work with you to understand your goals and what you want to achieve.

To find an advisor near you, enter your postal code: