Get a life insurance quote

Financial support when it’s needed most

We’ve been helping families plan their financial futures for over 155 years. Life insurance can help secure your loved ones. Get coverage from $5,000 to $1 million from Sun Life.

Get a quote

Apply for life insurance in 3 steps

1. Get a quote

You have 2 options:

1. Choose your coverage and find out the monthly rate.

2. Get a personalized quote and we’ll give you options we think work for your family’s needs.

2. Look over your choice

Make sure you’re familiar with your policy choice. You can also see if any extra products are right for you.

3. Finish your application

You’re almost there!

Have your credit card or bank details ready. If you apply for Term life insurance, you may need your medical information as well.

Why buy life insurance online from Sun Life?

  • Your beneficiary receives a one-time payment.
  • When you choose either 10- or 20-year term life insurance, your monthly payment will stay the same for term of policy.
  • Get Temporary Insurance when you apply for life insurance between $50,000 and $1 million of coverage.
  • Renew term life insurance without answering any health questions.
  • Cancel anytime, with a full refund if cancellation occurs within 30 days of the receipt of your policy.

Why buy life insurance online from Sun Life?

  • Your beneficiary receives a one-time payment.
  • When you choose either 10- or 20-year term life insurance, your monthly payment will stay the same for term of policy.
  • Get Temporary Insurance when you apply for life insurance between $50,000 and $1 million of coverage.
  • Renew term life insurance without answering any health questions.
  • Cancel anytime, with a full refund if cancellation occurs within 30 days of the receipt of your policy.

Frequently asked questions 

You can choose from:

  • Term,
  • Simplified term, or
  • Guaranteed life insurance.

You can also apply for Critical Illness and Accidental Death insurance online.

You’ll have to answer some questions if you apply for $50,000 or more of life insurance. Depending on your answers, we may ask about a medical exam. If you have taken one recently, we will use those results.

Some products like Guaranteed life insurance don’t require you to answer any health questions. This means your coverage starts when you complete your application. But if you apply for term life insurance between $50,000 and $1 million, you’ll get temporary coverage while you wait.

You’re protected while we go through your application. Coverage lasts for up to 90 days, and exclusions apply. Your temporary insurance expires if you haven’t responded to additional information within 30 days.

Speak with an advisor who can help you find the right product.

For life insurance below $50,000, your policy starts when you complete your application. We’ll mail you important information about your coverage.

For life insurance coverage of $50,000 or more, it can take 9-12 business days to get back to you. We’ll let you know if we need more information about your payment or health. Otherwise, we will confirm your application status.

Absolutely. If you’ve made a mistake on your application, just email us. Otherwise cancel anytime by mailing us your written request to:

Sun Life Assurance Company of Canada

P.O. Box 2001, Stn Waterloo

Waterloo ON N2J 0A3

  • Getting advice can help you reach your goals.

    Speak to a licensed representative to get advice about your insurance needs. They can go over all of the life insurance options available to you and answer questions you may have.

Call: 1-844-528-0583

MONDAY-FRIDAY: 8 a.m. - 8 p.m. ET

  • For quotes on all other products

    Talk to your advisor or find an advisor near you to help answer your questions about other products offered by Sun Life. There is no cost to talk to an advisor.

To find an advisor near you, enter your postal code:

  • Need financial advice?

    Making good decisions is the key to achieving lifetime financial security. And getting good advice is the key to good decision-making.

    How advisors help