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Saving for retirement

Should you put your money in a TFSA or an RRSP?

When deciding whether to save in an RRSP or a TFSA, the choice is basically to pay the tax now, or pay it later. But there’s more to consider.

Should you put your money in a TFSA or an RRSP?

When deciding whether to save in an RRSP or a TFSA, the choice is basically to pay the tax now, or pay it later. But there’s more to consider.

Saving for retirement list of links

May 30, 2019

When should you start collecting CPP?

You can start collecting your CPP and OAS benefits in your 60s, but is it better to hold off for another few years? Here’s what to keep in mind before you tap into these pensions.
April 16, 2019

How to keep more of your retirement income and pay less tax

Want to turn your savings into as much retirement income as you can? Try looking at your retirement income through a tax lens.
March 25, 2019

What’s the best way to tap your retirement income?

RRSP, CPP, TFSA, OAS, company pension: When and in what order you start drawing your retirement income will make a difference to your bottom line.
February 28, 2019

How much can you contribute to an RRSP?

RRSP contributions can lead to a nice surprise at tax time because they’re deductible. But everything has its limits, including your RRSP.
February 27, 2019

Retiring unexpectedly? Here’s how your advisor can help

Instead of being years off, your retirement is suddenly happening right now. Asking your advisor these questions can help you manage the transition.
February 25, 2019

What’s the RRSP Lifelong Learning Plan (LLP)?

Got an RRSP? Thinking about going back to school? You can help fund your education by borrowing from your RRSP via the LLP.
February 21, 2019

Where to stash your cash: RRSP or TFSA?

Confused about the best savings option for your needs? You’re not alone. Both an RRSP and a TFSA provide unique tax advantages.
February 19, 2019

How to fix an RRSP or TFSA over-contribution

Putting too much cash in your RRSP or TFSA is an easy mistake to make. Here’s how it can happen, and how to deal with it.
February 13, 2019

Should I borrow to contribute to my RRSP?

Who isn’t cash-strapped these days? One solution is borrowing to invest with an RRSP loan. But it’s not for everyone.
February 11, 2019

Should you turn your hobby into a business in retirement?

Post-retirement may not seem like the ideal time to be launching a new business venture, but an increasing number of Canadians are doing just that.