Income splitting isn’t as confusing as it sounds. When you do it correctly, the strategy can help reduce how much you and your spouse or common-law partner pay at tax time.
Retirement planning essentials: Checklist to get you ready
November 29, 2024
Even though you’re still busy working, the years and months before retirement are a key time to plan and prepare. And there’s a surprising amount on your to-do list when you’re approaching retirement. The following can help get all your tasks taken care of – whether you’re retiring in a few years or months.
How much does it cost to retire in Canada?
November 29, 2024
If you’re saving for retirement, it’s likely in a registered retirement savings plan (RRSP) or employee pension plan. But are you saving enough? Start with 10 questions to find out.
Donate to a good cause and save on taxes
November 28, 2024
Did you know that there are tax strategies for maximizing your tax credits on donations? The more you give, the less tax you pay! It’s a great way to motivate you to give even more generously to the causes you care about.
5 things to know about long-term care insurance
November 26, 2024
Chances are you’ve never considered the potential costs of long-term care. But as you get older, the odds of your needing that care will increase.
6 reasons you need a TFSA when you’re retired
November 14, 2024
Discover how a Tax-Free Savings Account (TFSA) can maximize your retirement income and tax efficiency. Explore the key benefits of this powerful financial tool.
When’s a good time to start collecting your CPP/QPP and OAS benefits?
November 12, 2024
You can start collecting your CPP/QPP and OAS benefits in your early 60s. But is it better to hold off for another few years? Here’s what to keep in mind before you tap into these pensions.
A 4-step guide to saving for your first home
November 05, 2024
It may seem challenging to save enough for a down payment on your first home. But with a solid plan it can be done.
Are medical expenses tax deductible in Canada?
October 29, 2024
Did you know you can claim a portion of your family’s health expenses and your health insurance premiums on your tax return? Here’s how it works.
Tools & calculators
Budget calculator
Where does your money go? Use this monthly budget calculator to help you manage your spending and understand if you're falling short, breaking even or coming out ahead.
Retirement savings calculator
Find out how much you will need to save for retirement and if you're on track to meet your retirement savings goal.
CPP/QPP calculator
This calculator will help you understand the factors that can affect your Canada Pension Plan (CPP) or Quebec Pension Plan (QPP). It will also help you estimate your monthly CPP/QPP income.
Life insurance calculator
Calculate how much life insurance you might need to help protect the people you love if you die.
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