A financial plan is a document created with a Certified Financial Planner (CFP) detailing your current money situation and long-term financial goals and ways to help you achieve them. Read on to see how a financial plan could help you.
TFSA or RRSP: When to use one over the other (infographic)
July 30, 2024
When deciding whether to save in an RRSP or a TFSA, the choice is basically to pay the tax now, or pay it later. But there’s more to consider.
New country, no credit? Tips for new Canadians
July 29, 2024
New to Canada or planning to move here? Empower yourself with essential finance tips.
What’s the best way to leave your TFSA to your spouse?
July 24, 2024
Naming a successor holder for your TFSA can cut down on stress at a stressful time. It’s a small detail, but it can make a big difference.
How to use your RRSP to buy a house
July 18, 2024
Interested in buying your first house? The Home Buyers’ Plan (HBP) lets you use your RRSP, tax-free, to do so. But how does it work and what are the conditions? Find out what it's all about below.
Is it ever a good idea to raid your RRSP?
July 12, 2024
It’s best to leave your RRSP where it is until you retire. But there are a few reasons you may cash your RRSP in early.
Planning a trip? Don't forget travel insurance
July 10, 2024
As you get ready for your next vacation abroad or out of province — keep travel insurance in mind. It can help protect you and your family while you’re away.
How much does a funeral cost?
July 05, 2024
What does the average funeral cost in Canada? See an example of funeral costs and services, and how to pay for it.
Do you need life insurance if you’re wealthy?
June 28, 2024
Even for the most affluent individuals, life insurance can be an important part of financial planning. It can be used to help grow, preserve, and transfer wealth.
Tools & calculators
Budget calculator
Where does your money go? Use this monthly budget calculator to help you manage your spending and understand if you're falling short, breaking even or coming out ahead.
Retirement savings calculator
Find out how much you will need to save for retirement and if you're on track to meet your retirement savings goal.
CPP/QPP calculator
This calculator will help you understand the factors that can affect your Canada Pension Plan (CPP) or Quebec Pension Plan (QPP). It will also help you estimate your monthly CPP/QPP income.
Life insurance calculator
Calculate how much life insurance you might need to help protect the people you love if you die.
Get a quote
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