The right advisor will help you identify financial needs and make well-informed choices for building and protecting your savings. But it has to be somebody you’re comfortable with.
You want an advisor you can trust.
That means you want someone who:
So how do you go about finding this person?
It’s important to remember that you don’t have to settle for the first advisor you talk to. And, you should never work with someone who makes you feel uncomfortable.
If you’re not happy talking about your finances with your advisor, you’re not talking to the right person.
We recommend that you follow these three tips to find a qualified advisor to provide the financial advice you need:
To make the most of your first conversation with a potential advisor, it’s a good idea to spend some time thinking about:
If your job has benefits, it’s also important to gather all the information you can on your benefit programs and any group retirement savings plan.
But don’t worry if everything doesn’t come together at once. When you find the right advisor, they’ll know what questions to ask you.
When you’re speaking with a potential advisor, ask about their level of experience and qualifications with questions like these:
It's important to ask others about their experiences with the advisor you’re considering. You may feel a little uncomfortable at first, but it's a very common practice that both advisors and their clients are happy to help with.
To start, you may want to ask them:
By asking the right questions, you’ll find a qualified advisor who you will feel comfortable working with.