Feel good about protecting your family’s future with insurance Canadians have trusted for more than 155 years. Get up to $1 million of term life insurance online for a 10- or 20-year term.
Sun Life Go is a safe option for buying affordable life insurance online. We’ll just need to ask a few questions about your health. You’ll even get on-the-spot coverage while you wait for approval.
There are some exceptions to the above. A medical exam is required if:
Find more exclusions and limitations in the Sun Life Go Term Life Insurance sample policy.
Yes, you get free temporary insurance while we review your application.
Temporary coverage starts from they day you apply for policies with protection between $50,000 - $1,000,000. Coverage can last up to 90 days, and exclusions apply. Your temporary insurance will expire if you don’t respond to requests for additional information within 30 days.
If you die before we let you know of our decision on your application, we could still pay the claim. The payout will be equal to the amount of life insurance you would’ve been approved for. The payment is dependent on the conditions and exclusions in the sample policy.
The temporary insurance policy starts on the date you:
A decision to accept or decline your application may take up to 90 days. During this time your temporary insurance coverage will apply.
The temporary insurance policy automatically ends on the earliest of:
If you are under age 69, the total amount of any death benefit payable under any Sun Life Go life insurance policies is the lesser of $1,000,000 or the total amount of any death benefit applied for under this application.
This is available to you if you become terminally ill and only have 24 months to live. The payout is up to a maximum of 50% of your insurance amount. Approval for the living benefit is subject to the program rules in effect at the time of your request. Approval is at our discretion. Upon approval of the situation and required documents, we will issue the payment. When we receive a death claim on this policy, we will deduct the living benefit payment plus interest from the original coverage amount. Your monthly payments will not change. To see if you're eligible please call us at 1-800-669-7921.
The person making the claim must do so as soon as reasonably possible after the person covered by the policy passes away. To make a claim:
After receiving proof required, within 30 business days we'll assess the claim and if approved, we'll pay the claim.
Sun Life Assurance Company of Canada is the insurer, and is a member of the Sun Life Financial group of companies. Sun Life Financial Distributors (Canada) Inc. is licensed to offer life and health insurance in all jurisdictions in Canada.