Your family is your top priority. Doing the right thing when it comes to their future is important. And that means making sure they have the financial protection they’ll need if one of you dies unexpectedly or becomes seriously ill.
You and your spouse may have some insurance coverage at work – and that’s a great starting place. But your family deserves a financial plan that protects them and your finances. An advisor can help you determine the right coverage for your needs.
No one knows what tomorrow will bring. Protecting your family today with the right combination of insurance solutions will give you all a much-needed level of security should an unexpected serious illness or death suddenly change everything.
Life insurance and critical illness insurance can go a long way to help protect your family and your finances.
Critical illness insurance
To get the most out of the meeting with your advisor, take some time beforehand to think carefully about what you want to achieve. And because your advisor will need additional information to help recommend the policy that's right for you, get together some basic information about your income, assets and liabilities.
Your advisor will handle the paperwork for you. You’ll need to submit an application for a policy which will be evaluated by the insurance company. Depending on your age and the type and amount of coverage you want, you will need to answer a medical questionnaire. You may also be asked to provide additional medical information.