Navigating market volatility with confidence

Market volatility can create concern, especially during times of heightened global uncertainty. While investment values may fluctuate, if your objectives and time horizon have not changed, a thoughtful, steady strategy can keep you aligned with your goals.

Here are some quick tips for volatile times

1. Stick to your plan

Try not to make emotional decisions. Saving for retirement is a long-term project, that requires a long-term perspective.

2. A balanced investment portfolio spreads out your risk

A well-diversified investment portfolio of stock, bond and/or cash investments spreads out investment risk. Managing risk is an important part of your investment plan.

3. Review your investments regularly

Ensure your investments continue to match your risk profile by regularly checking in.  You can do this through the Asset Allocation tool on mysunlife.ca or by calling in to speak with one of our licensed consultants. 

Insights

Global conflict and the market: What you need to know

Short-term ups and downs are a normal part of investing, and retirement saving is designed with a long-term horizon in mind. Staying focused on your goals is often more important than reacting to today’s news.

It pays to stay invested when markets fall

When markets fall, stay calm and revisit your long-term savings goals.

Why does diversification matter now?

Many investors find the prospect of financial loss challenging. Diversification helps mitigate this risk by allocating investments across various asset classes, sectors, and regions.

Seizing opportunities during market volatility

Strategic ways to turn market shifts into long-term growth opportunities.

Diversification: What is it and how can it help reduce your investment risk?

There’s no predicting how well your investments will perform. Will they take a hit during tough economic times? Will they give you steady returns? In the face of market uncertainty, the best investment strategy is to diversify your portfolio. Here’s how diversification can help.

How to save money in times of uncertainty

Is economic uncertainty making you nervous? Can you still save money when you don’t know what tomorrow has in store? In a word: yes. Here’s how.

Dollar-cost averaging: Make your investing automatic and increase your savings

Not sure about how to invest your money? Dollar-cost averaging can be a good choice if you have a long-term investment horizon. This article covers the pros and cons to consider.

We can help

There may be some circumstances where a change to your plan may be necessary, or you feel a conversation would help you feel more comfortable. As a Sun Life member, you have access to personalized advice from our team of licensed consultants, at no additional cost through your plan. Some ways we can help:

Saving for short & long-term goals

Sun Life is here to help you protect and grow your savings through smart planning and professional guidance.

Here’s how we can help:

  • Short-Term Savers: Flexible options developed to protect your money while keeping access.
  • Long-Term Investors: Strategies developed to help ride out market fluctuations.
  • Professional Advice: Guidance tailored to your unique needs and risk comfort.

Nearing or in retirement

We're here to help you make informed decisions about your retirement income options.

Here’s how we can help:

  • Stability in Uncertain Times: Reviewing your investments and implementing strategies to help minimize market effects on your income
  • Maximizing Your Income: Learn how government benefits like CPP and OAS work with your savings and when to withdraw from your personal accounts
  • Personalized Advice: Tailored investment advice that fits your retirement goals.

Boost your financial literacy

Sign up for one of our free webinars today.

Financial wellness: A closer look

Register for my Sun Life​ online

If you already have a workplace or personal plan with Sun Life, you can register online for my Sun Life.

Available features depend on your account, contract or policy.

Register