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Term life insurance
What is term life insurance?
Term life insurance is affordable, easy-to-understand coverage that gives you flexible protection.
Your insurance costs will remain the same for a specific period of time (the "term"), until it renews for another term. If you die while the policy is in effect, a tax-free payment will go to the person or people you name (your "beneficiaries"). And with most term policies, you can also convert your coverage to permanent insurance regardless of any changes to your health, occupation or lifestyle.
Getting Started
Term life product comparison table
Types of term life insurance:
Sun Life Go Simplified Term Life Insurance
- Life insurance for $50,000, $75,000 or $100,000
- Monthly payments are guaranteed to stay the same for the first 10 years
- Answer three simple health questions and apply online in just minutes
Learn more about Sun Life Go Simplified Term Life Insurance
Get a quote on Sun Life Go Simplified Term Life Insurance
Sun Life Go Term Life Insurance
- Affordable life insurance from $100,000 to $1 million
- Monthly payments are guaranteed to stay the same for the first term of 10 or 20 years
- Answer some health questions about your health to apply online
Learn more about Sun Life Go Term Life Insurance
Get a quote on Sun Life Go Term Life Insurance
SunSpectrum Term Insurance
- SunSpectrum Term provides coverage in amounts between $50,000 and $15 million
- Premiums are guaranteed and coverage is available for terms of 10, 15, 20 or 30 years
SunTerm Insurance
- SunTerm provides coverage in amounts between $250,000 to $15 million
- Premiums are guaranteed and coverage is available for terms of 10, 15, 20 or 30 years
- Looking for affordability and value
- Looking for temporary protection (for example, to cover a mortgage or business loan, or until your children are finished school)
- A business owner who needs key person protection and/or a way to fund buy/sell agreements
Get term life insurance
Term life insurance can be a key part of your financial plan. Speak with an advisor to determine the right life insurance for your needs or get a quote online.
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Get a quote online
It's really easy to apply for Sun Life Go Insurance online. Get a quote online or read more about the products above.
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Speak with an advisor
Get a quote on SunSpectrum or SunTerm Life Insurance through your advisor, or find an advisor near you. There’s no cost to talk to an advisor.
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Get more protection with critical illness insurance
Backing up your term life insurance policy with critical illness insurance gives you and your family more protection, whatever your future holds.
Review your results with an advisor
Thank you! We’ve sent your results to an advisor for review
A Sun Life Financial advisor will contact you in the next 3 business days to schedule a time to meet to discuss your results and offer insight and guidance with your insurance or investment needs.
In the meantime, learn a little about what a first meeting with an advisor is all about, and see the impact working with an advisor can have on your future.
Have a great first meeting and remember there's no cost to talk to an advisor.
Thank you for requesting a Sun Life Financial advisor.
An advisor will contact you in the next 3 business days to schedule a time to meet to offer insight and guidance with your insurance or investment needs.
In the meantime, learn a little about what a first meeting with an advisor is all about, and see the impact working with an advisor can have on your future.
Have a great first meeting and remember there's no cost to talk to an advisor.
We're sorry. Your request cannot be completed at the moment. We're currently working to fix the problem so please try again soon
Term life insurance quote
The cost for $14,566,656 coverage can range from:
1This may be higher or lower based on your health, age and lifestyle.
Be sure you understand how much life insurance you need and the different life insurance coverage options available to you. We offer several types of life insurance to meet your needs - some can be purchased online and some only with help from an advisor.
Based on the amount of insurance that you have entered, talk to an advisor to make sure you are getting the right coverage for you.
Review your results with an advisor
Based on the amount of insurance that you have entered, talk to an advisor to make sure you are getting the right coverage for you.
Review your results with an advisor
You can also buy some of our life insurance products online.
Get a personalized quote
1This range is based upon the information provided and applies to Term Life insurance products that are renewable every 10 years. There are other life insurance products available, which may be applicable to you for a different monthly cost.
Term life insurance quote
To get a quick quote on term life insurance, provide the following information:
NOT SURE HOW MUCH LIFE INSURANCE YOU NEED?
Use our life insurance calculator to get an estimate of the amount of coverage you need, plus how much it could cost.
Use life insurance calculator