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Tools & Calculators
Bright Start Tool
Wondering how to start working on your life, health, savings and retirement goals? This easy tool turns what you tell us about your life and goals into ideas for action.
Use the Bright Start ToolWhat you get: Personalized results you can use to help reach your financial goals.
Duration: About 3 minutes
Life insurance calculator
Calculate how much life insurance you will need to help your loved ones cover financial responsibilities after you're gone.
Use life insurance calculatorWhat you get: An estimate of the amount of coverage you need to protect those who depend on you.
Duration: About 2 min.
Calculate how well your retirement savings align with what you can expect to spend.
What you get: An assessment of whether you’re saving enough to retire when and how you want.
Duration: About 5 min.
Work out your estimated life expectancy, based on recent actuarial data.
What you get: A rough idea of how long you could need your retirement savings to last.
Duration: About 1 min.
Find out what will happen to your RRSP savings if you change your contribution rate or take money out.
What you get: An understanding of what contributions and withdrawals will do to your RRSP’s growth.
Duration: About 2 min.
Find out what factors can affect your CPP/QPP payments, and estimate your monthly pension income.
What you get: An estimate of your pension income at different starting ages
Duration: About 2 min.
Find out how much retirement income you can get from a life annuity and see how it compares to income from a GIC or RRIF.
What you get: An estimate of your guaranteed retirement income with an annuity.
Duration: About 2 min.
What’s your net worth? Calculate the difference between what you own (your assets) and what you owe (your liabilities).
What you get: A clear picture of where you stand today to help you plan for the future.
Duration: About 2 min.
Take this quiz and find out how the choices you’re making today are shaping your financial future.
What you get: Some simple tips on how to manage your finances by taking the long view.
Duration: About 2 min.
Should you pay off your mortgage or contribute to your RRSP? Use this simple tool to find out.
What you get: An idea of how much you would gain by putting money towards your mortgage or RRSP.
Duration: About 1 min.
Find out if taking an RRSP loan to take advantage of unused RRSP contribution room is right for you.
What you get: A recommendation on whether to take out a loan to contribute to your RRSP.
Duration: About 1 min.
Calculate what it would cost if you became seriously ill and see how insurance can help.
What you get: An estimate of how much you would need to cover expenses if you got sick.
Duration: About 2 min.
Calculate how much you may need to save for your child’s post-secondary education.
What you get: A clear sense of the amount of money you’ll need to cover education costs.
Duration: About 2 min.