Protection for you and your family

Your employee benefits plan is a valuable asset for you and your family. It can pay a variety of health benefits, provide important insurance coverage and offer programs to enhance your well-being. Sun Life offers a wide range of products and services that deliver the benefits you need.

Your plan includes some or all of these benefits:


Reimburses a portion of most prescription drug costs.

Vision care

Covers all or a portion of the cost of prescription eyeglasses or lenses.

Hospital expenses

Helps cover hospital care costs, in the province you live in, that are not covered by your provincial plan.


Covers eligible paramedical expenses that may include the services of chiropractors, physiotherapists and other medical professionals, depending on your plan.

Medical services and equipment

Covers services and equipment your physician considers necessary.


Covers medical and related expenses.


Can cover expenses ranging from cleanings to orthodontics – partially or fully – depending on your plan.

Health and wellness

Offers programs focused on improving and maintaining your health and wellness.

In addition to your employment benefits, you can choose to take advantage of the following:

Life insurance

Pays a lump-sum benefit to your designated beneficiaries.

Critical illness insurance

Provides a lump-sum payment to help pay expenses while you recover from one of the serious medical conditions covered by your plan.

Basic accidental death & dismemberment insurance

Pays a benefit – in addition to any other life insurance benefits – if you die or lose a limb in an accident.

Long-term disability insurance

Pays a percentage of your monthly income if you can’t work because of a covered disability.

Dependent life insurance

Provides a lump-sum benefit in the event of the death of a spouse or child.

Leaving your workplace plan?

Leaving your employee benefits plan shouldn’t mean leaving all its advantages behind. You may be eligible to continue your coverage with our Choices plans:

  • Life insurance
  • Health and dental insurance
  • Savings plans
  • Retirement income plans

Learn how you can become a Choices member

Affinity markets

Sun Life offers creative insurance solutions to associations and affinity groups, banks and credit unions, and educational institutions or organizations that need coverage for domestic and/or international students.

Learn more about affinity markets

Small business benefits and savings

Sun Life offers a variety of affordable, customizable benefits and savings plans that are well suited to businesses with 3 to 49 employees. Our innovative solutions deliver the rewards of a healthier, wealthier workforce.

Find out more about benefits and savings plans for small business