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Sun Life Go Compare Life Insurance

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Protect yourself and the ones you love with Sun Life Go Insurance

Look after the people who depend on you with a tax-free payment after you die. Choose coverage for a specific period or for your entire life to help minimize the financial impact if something should happen to you.

Compare Sun Life Go Life Insurance

 

Sun Life Go Guaranteed Life Insurance

Sun Life Go Simplified Life Insurance

Sun Life Go Term Life Insurance

Amounts available

$5,000 - $25,000

$50,000, $75,000 or $100,000

$100,000 - $1 million

Monthly payments stay the same for:

Life

First 10 years

10 or 20 years

When will rates go up?

Never. After you turn 95 you stop paying, but keep your life insurance.

After the first 10 years, and then yearly after that

At the end of each term, then they stay the same for the new term

Eligibility

Canadian residents between 30 and 74

Canadian residents between 18 and 69

Canadian residents between 18 and 69

How long will my life insurance last?

Your lifetime as long as you make your monthly payments.

Your life insurance can continue until age 85, as long as you make your monthly payments.

Your life insurance can continue until age 85 as long as you make your monthly payments.

Is Temporary insurance included when I apply?

N/A

Yes

Yes

When does my coverage start?

When you submit your application.

 

The Simplified life insurance policy starts the first of the month following your approval. Temporary insurance covers you for up to 90 days from the date you apply.

The Term life insurance policy starts the first of the month following your approval. Temporary insurance covers you for up to 90 days from the date you apply.

Key exclusions. Additional exclusions apply.

Within the first 2 years, if you die for any reason other than an accident, we will not pay the claim.

If you take your own life within 2 years of the date of your application or your insurance taking effect, we won’t pay the claim.

If you take your own life within 2 years of the date of your application or your insurance taking effect, we won’t pay the claim.

Cancellations

Cancel anytime in writing.

Cancel anytime in writing.

Cancel anytime in writing.

If you cancel within 30 days of issue, we’ll refund your money. If you cancel within 30 days of issue, we’ll refund your money. If you cancel within 30 days of issue, we’ll refund your money.
Full details

More about Sun Life Go Guaranteed Life Insurance

More about Sun Life Go Simplified Life Insurance

More about Sun Life Go Term Life Insurance

Download brochure

 

 

 

Sample policy

Download policy

Download policy

Download policy

How can you apply?

Get a quote

Get a quote

Get a quote

Understanding the cost of life insurance

The more information you give related to your health, the less an insurer typically charges for life insurance. Sun Life Go Guaranteed life insurance does not ask any health questions when you apply. This means monthly payments will be often be higher when compared to other life insurance products. If you are in good health, we encourage you to consider applying for a product that asks health questions.

If you have any questions, you can speak with a Sun Life advisor in person or call us at 1-844-528-0583 Mon - Fri 8 a.m.  – 8 p.m. ET.

Additional benefits

This policy provides immediate insurance coverage.

If you die before we let you know of our decision on your application, we'll still pay the claim. The payout will be equal to the amount of life insurance you applied for. The payment is dependent on the conditions and exclusions set out below.

When the temporary insurance policy starts

The temporary insurance policy starts on the date you:

  1. submit an application for insurance, and
  2. provide the payment information.

A decision to accept or decline your application may take up to 90 days. During this time your temporary insurance coverage will apply.

When the temporary insurance policy ends (Termination)

The temporary insurance policy automatically ends on the earliest of:

  1. the date the insurance applied for starts,
  2. the date we tell you that your application for insurance is declined,
  3. 30 days after we asked for more information to underwrite your application and did not receive your response,
  4. 90 days after you submit your application for insurance,
  5. the date you ask us in writing to cancel your application for insurance,
  6. the date you decline our offer of insurance or,
  7. the date we pay the death benefit.

Amount we pay under this policy (Conditions)

If you are under age 69, the total amount of any death benefit payable under any Sun Life Go life insurance policies is the lesser of $1,000,000 or the total amount of any death benefit applied for under this application.

Certificate of Temporary Insurance sample

This is available to you if you become terminally ill and only have 24 months to live. The payout is up to a maximum of 50% of your insurance amount. Approval for the living benefit is subject to the program rules in effect at the time of your request. Approval is at our discretion. Upon approval of the situation and required documents, we will issue the payment. When we receive a death claim on this policy, we will deduct the living benefit payment plus interest from the original coverage amount. Your monthly payments will not change. To see if you're eligible please call us at 1-800-669-7921.

Claim

The person making the claim must do so as soon as reasonably possible after the person covered by the policy passes away. To make a claim:

  1. Call us at 1-800-669-7921. This number is also listed at the beginning of the insured person’s policy. We’ll send you a form to complete.
  2. Fill out the form and mail it to us at the address listed on the form. Be sure to include any information we ask for to assess the claim. This will include proof that the insured person passed away while the policy was in effect.

Some things to keep in mind:

  • Doctors may charge a fee to fill out certain forms. The person making the claim is responsible for covering any fees.
  • After we receive all the information we need, we’ll assess the claim within 5 business days.
  • We’ll pay within 30 business days after receiving proof required to assess the claim.

Get a quote

Want to apply for your life insurance online? You can, with Sun Life Go insurance.

Get a quote

Not sure how much life insurance you need? Calculate your needs using the life insurance calculator.

Life insurance calculator

GIVE US A CALL

Getting advice can better help you achieve your goals. Speak to a licensed representative to discover your options.

Call: 1-844-528-0583

Monday - Friday: 8am-8pm ET

Sun Life Assurance Company of Canada is the insurer, and is a member of the Sun Life Financial group of companies. Sun Life Assurance Company of Canada is licensed to offer life and health insurance in all jurisdictions in Canada.