Sun Life Go - Accidental Death Insurance

What’s accidental death insurance?

It’s insurance that may pay a benefit if your death is a direct result of an accident. You can choose your coverage amount, from $25,000 to $500,000. It’s great for Canadians who want extra protection from the unexpected.


We recommend consulting an advisor before adding this protection. You can get up to $500,000 of insurance. Ensure your family is looked after in the rare chance you pass away due to an accident. Read the policy details here

Getting Started

Buy accidental death insurance online

Get up to $500,000 more coverage against accidental death, with no health questions asked. You can cancel the coverage at any time.

Get a quote & apply

Policy details:

What is an accident?

An accident is a bodily injury that occurs solely as a direct result of a violent, sudden and unexpected action from an outside source.


Who can buy Sun Life Go Accidental Death Insurance?

Anyone between 18 and 64 inclusive, living in Canada


How much accidental death insurance coverage can I buy?

$25,000 up to $500,000. Buy in units of $25,000.


What does an accidental death policy cover?

Sun Life Go Accidental Death Insurance covers you if you pass away within 90 days of, as a direct result of an accident and before you reach age 70.


What isn’t an accidental death?

Please note that Sun Life Go Accidental Death insurance doesn’t cover all accidental deaths. We won’t pay the accidental death benefit if you pass away as a direct or indirect result of:


  • Operating a vehicle while your blood alcohol level is more than 80 milligrams of alcohol per 100 milliliters of blood – whether or not the vehicle was moving.
  • Committing or trying to commit a crime.
  • Taking, or attempting to take your own life or injure yourself. This is regardless of whether you had a mental illness or understood or intended the consequences of your action(s).
  • Taking drugs other than those prescribed by a licensed medical practitioner.
  • Inhaling or ingesting any poisonous substance or inhaling any type of gas - whether voluntarily or not
  • Having a mental or physical illness or receiving treatment for that illness.
  • Receiving dental or surgical treatment.
  • Getting an infection - unless the infection was caused by an external, visible wound received in an accident.
  • Travelling by air, which includes leaving the aircraft. This is unless you’re a fare-paying passenger on a regularly scheduled airline.


In addition, we won’t pay your accidental death benefit if your death is directly or indirectly caused by:


  • Civil disorder or war, whether declared or not.
  • Service in the naval, military or air force of any country, combination of countries or international organization at war, whether war is declared or not.

Find more exclusions and limitations in the Sun Life Go Accidental Death Insurance sample policy.

30-day free look

If you need to cancel your new policy within 30 days of receiving it, we'll give you a full refund.

The person making the claim must do so as soon as reasonably possible after the person covered by the policy passes away. To make a claim:

  1. Call us at 1-800-669-7921 as soon as reasonably possible. This number is also listed at the beginning of the insured person’s policy. We’ll send you a form to complete.
  2. Fill out the form and mail it to us at the address listed on the form. Be sure to include any information we ask for to assess the claim. This will include proof that the insured person passed away while the policy was in effect.

Some things to keep in mind:

  • Doctors may charge a fee to fill out certain forms. The person making the claim is responsible for covering any fees.
  • After we receive all the information we need, we’ll assess the claim within 5 business days.
  • After receiving proof required, within 30 business days we'll assess the claim and if approved, we'll pay the claim.

Why Canadians choose Sun Life

A company you can trust

We’ve been paying claims in Canada for more than 150 years. And today we’re there for millions of Canadians during some of the most important moments of their lives.

Innovative and caring

Sun Life Canada is committed to helping Canadians achieve lifetime financial security and live healthier lives. We’re always working on new & better ways to help our Clients achieve their goals.

Adaptable to you

We know your life moves fast. That’s why we offer online purchase of life insurance. Focus on the things that matter to you, knowing you’re covered. It’s just one of the ways we adapt to your needs.

Get Sun Life Go Accidental Death Insurance

Get a quote and apply for Sun Life GO Accidental Death Insurance, or give us a call.


    Get a quote on Sun Life GO Accidental Death Insurance online in minutes.

    Get a quote & apply


    Getting advice can help you achieve your goals. Discover what other products you may be eligible for or to get advice about your insurance needs. Speak to a Sun Life licensed representative.

    Call: 1-844-528-0583


Sun Life Assurance Company of Canada is the insurer, and is a member of the Sun Life Financial group of companies. Sun Life Assurance Company of Canada is licensed to offer life and health insurance in all jurisdictions in Canada.