Health insurance

Most Canadians who suffer a serious health event, experience a financial impact as a result.1 Have you considered how changes in your health can impact your financial plans and choices available?

Don’t let financial worries complicate a difficult situation or limit your options. Get the coverage you need.

What is health insurance?

Health insurance is personal insurance coverage that protects your savings from the many healthcare costs not covered by government plans.  There are 4 different types of health insurance products that provide the protection you need at each stage in life. An advisor can help you understand how these products fit into your financial plan.

Types of health insurance:

Personal health insurance

  • Personal health insurance provides coverage for health expenses not covered by your provincial plan.
  • You choose the plan with the health benefits that best suit your personal drug, dental and supplementary health and wellness needs.

Learn more about personal health insurance

Get a quote

Critical illness insurance

  • Critical illness insurance helps pay the costs associated with surviving a life-altering illness.
  • If you suffer a covered illness, once the waiting period expires, you’ll receive a cash payment that’s yours to spend any way you wish.

 Learn more about critical illness insurance

Get a quote

Long term care insurance

  • Long-term care insurance helps cover the cost when you need substantial assistance from others due to your reduced physical or mental abilities. 
  • It can help protect your retirement plans and make it easier to choose the care you want when you need it most.

 Learn more about long term care insurance

Disability insurance

  • Disability Insurance helps protect your income if you become disabled and can’t work.
  • A few different types of disability insurance coverage options are available.

 Learn more about disability insurance

  • Replace your Group Health and Dental Insurance 

    • If you’re leaving an employer’s group benefits plan with any provider, you may qualify for a Sun Life Choices plan. 
    • You can convert to Health Coverage Choice within 60 days of when your workplace coverage ends.
    • There’s no medical exam, and we won’t ask any health questions when you apply.

    Get started  Learn more about Health Coverage Choice

Get health insurance

  • Get a quote

    You can buy personal health insurance and critical illness insurance online.

    Get a quote

  • Get expert advice

    Make well-informed decisions with helpful advice. Talk to your advisor or find one near you – there is no cost to talk to an advisor.

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Have questions? Let us help. Contact us

1According to the 2014 Sun Life Canadian Health Index