Sun Life registration and sign-in content - Rules & regulations

CONTEST PERIOD

The "Sun Life Financial registration and sign-in contest" (the “Contest”) begins on February 11, 2020 at 9:00 a.m. (ET) and ends on November 30, 2020 at 11:59 p.m. (ET) (the “Contest Period”). The Contest is sponsored by Sun Life Assurance Company of Canada (the “Contest Sponsor”).

ELIGIBILITY

The Contest is open to legal residents of Canada who have reached the age of majority in their province or territory of residence. Entrants must be Sun Life Clients with Individual Insurance or Individual Wealth products purchased through an advisor. ”Sun Life Clients” means any client who owns a product issued by Sun Life Assurance Company of Canada or Sun Life Financial Trust Inc., or a product distributed through Sun Life Financial Distributors (Canada) Inc. or Sun Life Financial Investment Services (Canada) Inc. In addition to being an Individual Client, they may also hold a Sun Life Group Benefits plan, a Sun Life Group Retirement plan and/or a Sun Life Group Choices plan.

Employees, representatives, or agents of, members of the immediate family of, or living in the same household as an employee, representative or agent of the Contest Sponsor or any of its affiliated companies are not entitled to enter the Contest. The expression “immediate family” means spouse, mother, father, sister, brother, son and daughter of the employee.

HOW TO ENTER

NO PURCHASE NECESSARY

Entrants will be entered into the Contest in the following two (2) ways :

1. By completing full registration and signing in to their sunlife.ca online account or through the my Sun Life mobile app during the Contest Period, they’ll automatically be entered into the contest (the “Entry”; collectively the “Entries”). If they’re already registered, entrants must sign in to their sunlife.ca online account to be automatically entered into the contest. 
2. By downloading and signing in to the my Sun Life mobile app during the Contest Period, they’ll automatically be entered into the contest (the “Entry”; collectively the “Entries”). The my Sun Life mobile app can be downloaded on iPhone and Android devices from the Apple App Store and Google Play. App Store is a trademark of Apple Inc., registered in the U.S. and other countries. Google Play is a trademark of Google Inc. The Contest Sponsor will pull the log data during the Contest Period; this data will be used to randomly draw the prize winners.

Maximum of  two (2) entries per participant: one (1) entry for registering or signing in on the web and one (1) entry for registering or signing in on the app.

The Contest Sponsor will pull the log data at the end of each month; this list will be used to randomly draw the prize winners. Alternatively, entrants who do not wish to register online, may enter the contest by submitting a 250-word essay about what would you do with the prize.

All contest dates and deadlines apply. Post mark serves as date of entry. Entrants should include full name, address and phone number on the essay. Essays can be sent to: 

2020 Registration Contest Essay
Sun Life Financial
50 Westmount Rd N
Waterloo, ON, N2L 2R5

or email: DigitalClientEngagement@sunlife.com

PRIZES

In total, there are ten (10) grand prizes and thirty (30) secondary prizes to be won.  For each month of the contest, entrants are eligible to win one (1) grand prize or one (1) of three (3) secondary prizes (the "Prize"; collectively the "Prizes"), as described below:

1. Grand prize: a $2,500 Visa* Prepaid Card (the "Grand Prize")
2. Secondary prize: a $250 CDN President's Choice gift card (the “Secondary Prizes”).

The Prizes must be accepted as awarded. No substitutions will be available. The Prizes will be shipped at the Contest Sponsor’s expense to the address provided by the winners. Each selected entrant whose names are drawn will be required to correctly answer a mathematical skill-testing question and agrees to sign and return the Contest Sponsor’s Declaration and Release form before receiving the Prize.

*Card is issued by Peoples Trust Company pursuant to license by Visa Int. *Trademark of Visa International Service Association and used under license by Peoples Trust Company. No cash access or recurring payments. Card valid for up to 24 months; unused funds will forfeit after the valid thru date. Card terms and conditions apply.

THE DRAW

Monthly draws will take place each month between March and December 2020 at 1:00 p.m. (ET) (the “Draw Dates”), at the Sun Life offices located at 227 King Street South, Waterloo, ON, N2J 4C5. A representative of the Contest Sponsor will randomly select entrants among all Entries received, based on the schedule below. 

On the Draw Dates listed above, a representative of the Contest Sponsor will randomly select four (4) entrants among all Entries received during the respective Monthly Contest Deadlines. The first name selected will be the Grand Prize winner while the remaining three (3) names selected will be the Secondary Prize winners.    

All entrants have an equal chance of winning. The odds of winning depend on the total number of entries received up to each respective monthly Contest Deadline. The Contest Sponsor, or its designated representative, will make a minimum of three (3) attempts to contact the selected entrants by telephone or email within ten (10) business days of the Draw Date. If the selected entrants cannot be contacted within ten (10) business days of the Draw Date, or if there is a return of any notification as undeliverable; then they will be disqualified (and will forfeit all rights to their Prize) and the Contest Sponsor reserves the right, in its sole and absolute discretion, to randomly select an alternate entrant from among the remaining eligible Entries (in which case the foregoing provisions of this section shall apply to such new selected entrant).

BEFORE BEING DECLARED CONFIRMED PRIZE WINNERS, the selected entrants will be required to: (a) correctly answer a mathematical skill-testing question; and (b) sign and return within ten (10) business days of notification, the Contest Sponsor’s Declaration and Release form, which: (i) confirms compliance with these Rules; (ii) acknowledges acceptance of their Prize as awarded; (iii) releases the Contest Sponsor, its parent companies, subsidiaries, affiliates, Prize suppliers, advertising/promotion agencies and any entity involved in the development, production, implementation, administration, judging or fulfillment of the Contest, and each of their respective officers, directors, agents, representatives, successors and assigns from any and all liability in connection with this Contest, their participation therein and/or the awarding and use/misuse of the Prizes or any portion thereof; and (iv) agrees to the publication, reproduction and/or other use of their name, address, voice, statements about the Contest and/or photograph or other likeness without further notice or compensation, in any publicity or advertisement carried out by or on behalf of the Contest Sponsor in any manner whatsoever, including print, broadcast or the internet.

If the selected entrants: (a) fail to correctly answer the skill-testing question; (b) fail to return the properly executed Contest documents within the specified time; and/or (c) cannot accept the Prize as awarded for any reason; then they will be disqualified (and will forfeit all rights to their Prize) and the Contest Sponsor reserves the right, in its sole and absolute discretion, to randomly select an alternate entrant from among the remaining eligible Entries (in which case the foregoing provisions of this section shall apply to such new selected entrant).

CONTEST GENERAL RULES

All Entries become the property of the Contest Sponsor. The decisions of the Contest Sponsor with respect to all aspects of this Contest are final and binding on all entrants without right of appeal, including, without limitation, any decisions regarding the eligibility/disqualification of Entries and/or entrants.

The Contest Sponsor reserves the right, in its sole and absolute discretion (subject to the approval of the Régie des alcools, des courses et des jeux in Quebec, if applicable), to withdraw, amend or suspend this Contest (or to amend these Rules) in any way without prior notice.

By entering this Contest, each entrant expressly consents to the Contest Sponsor, its agents and/or representatives, storing, sharing and using the personal information submitted with their Entry only for the purpose of administering the Contest and in accordance with the Contest Sponsor’s privacy statement, unless the entrant otherwise agrees.

The Contest Sponsor reserves the right, in its sole and absolute discretion, and without prior notice, to adjust any of the dates and/or timeframes stipulated in these Rules, to the extent necessary, for purposes of verifying compliance by any entrant or Entry with these Rules, or as a result of any technical or other problems, or in light of any other circumstances which, in the opinion of the Contest Sponsor, in its sole and absolute discretion, affect the proper administration of the Contest as contemplated in these Rules, or for any other reason.

In the event of any discrepancy or inconsistency between the terms and conditions of these Rules and disclosures or other statements contained in any Contest-related materials, the terms and conditions of these Rules shall prevail, govern and control to the fullest extent permitted by applicable law.

INTELLECTUAL PROPERTY

All intellectual property, including but not limited to trade-marks, copyrights, patents, trade names, logos, designs, promotional materials, web pages, source code, drawings, illustrations, logos, slogans and representations are owned by the Contest Sponsor. All rights are reserved. Unauthorized copying or use of any copyrighted material or intellectual property without the express written consent of its owner is strictly prohibited.

LIMITATION OF LIABILITY

The Contest Sponsor and/or its agencies or affiliates will not be responsible for lost, late, invalid, delayed, or misdirected entries. The Contest Sponsor and/or its agencies or affiliates will not be responsible for invalid, expired, unchecked e-mail addresses.

The Contest Sponsor and/or its agencies or affiliates will not be responsible for any unavailability of or interruptions to any service or equipment used in connection with the Contest, including and without limitation to, (i) interruptions to any network, server, Internet, website, telephone, satellite, computer or other connections, (ii) failures of any telephone satellite, hardware, software or other equipment, (iii) garbled, misdirected or jumbled transmissions or traffic congestion, or (iv) other errors of any kind, whether human, technical, mechanical or electronic, or (v) the incorrect or inaccurate capture of entry or other information or the failure to capture any such information.

TAX INFORMATION

All applicable government taxes, if any, on prizes won are the sole responsibility of the winner of such prize.

QUEBEC RESIDENTS

Any litigation respecting the conduct or organization of a publicity contest may be submitted to the Régie des alcools, des courses et des jeux for a ruling. Any litigation respecting the awarding of a prize may be submitted to the Régie only for the purpose of helping the parties reach a settlement.

REST OF CANADA

For residents of all other provinces and territories outside of Quebec, any litigation must be commenced in the City of Toronto, Ontario.

APPLICABLE LAWS

The Contest is subject to all applicable federal, provincial and municipal laws.

PRIVACY

Personally identifiable information of contest entrants that is collected, used or disclosed during the Contest will be used to administer the Contest, select entrants and fulfill the prize and will be treated in accordance with the Contest Sponsor’s privacy policy accessible on the Contest Sponsor’s website.

Personal information collected during the Contest entry process is temporarily stored by a third-party vendor and may be in a jurisdiction different that the one the user is in and their personal information may be subject to the laws of the local jurisdiction.

By entering the Contest, the winner authorizes the Contest Sponsor to use his name, picture, image, voice and/or statements about the Contest, Sun Life Financial, and/or the prizes for advertising purposes, and to do so without remuneration of any kind.

All Entries are the property of the Contest Sponsor and will be handled in accordance with its privacy policy. No communication about the Contest will take place with entrants, except the entrants selected as potential Prize winners. Entries are kept at 227 King Street South, Waterloo Ontario, N2J 4C5 and are destroyed within a reasonable period following the completion of the Contest.