Get a critical illness insurance quote online

Get critical illness insurance quote

Why get critical illness insurance?

If you’re diagnosed with a critical illness, such as cancer or organ failure, critical illness insurance can help you pay for expenses that your provincial or territorial health plan doesn’t cover, like home-care costs, and more.

Here are some of the main benefits to getting critical illness insurance:

  • A tax-free1, lump-sum payment2 to use any way you wish
  • Coverage for up to seven major illnesses
  • Instant online approval – no medical exam required
  • Ability to cancel anytime. If you do it in the first 30 days of your policy, you’ll get a full refund

How to get critical illness insurance online

Protect yourself and your beneficiaries from financial hardships by getting a quote and applying online. Here’s how:

Step 1: Answer quick questions

Applying for critical illness insurance can be done easily. You’ll need to answer a few questions about yourself before choosing the level of coverage you need.

Step 2: Apply for coverage

Choose the level of coverage you need and submit your application.

Step 3: Wait to hear from us

Once you’ve completed and submitted your application,

  • We’ll review your application 
  • We’ll send you important documents via mail

Ready to start your quote?

Get a quote

A Sun Life advisor can address all your questions and help you figure out which insurance product best meets your financial needs.

Enter your postal code to find an advisor near you.

1 There are no specific income tax laws for critical illness insurance. Based on current tax laws, we believe any cash benefit from critical illness insurance will not presently be taxed when the policy is owned by an individual and the benefit is payable to an individual.

2 Claims are assessed based critical illnesses specifically covered in the Client's critical illness insurance contract at time of issue. Covered illnesses must meet the specific definition requirements, and coverage is subject to exclusions and limitations. Diagnosis of a critical illness must occur after the effective date of coverage and you must complete a survival period (usually 30 days).