| | Health and Dental Choice A | Health Choice B | Health Choice C |
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| Coverage overview | - A dependable solution that helps protect you and your family for core medical, vision and dental expenses at an affordable cost
- No emergency travel medical coverage
| - An enhanced plan that provides expanded medical coverage for you and your family, including emergency travel medical and optional dental
| - A complete solution if you and your family need medical, emergency travel medical and optional dental coverage with higher annual and lifetime coverage maximums
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Eligible expense limits
Lifetime maximum
| $250,000 excluding dental | $250,000 excluding dental and emergency travel medical | $300,000 excluding dental and emergency travel medical |
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Drugs
Maximum for prescription drugs
| 80% reimbursement up to $500 per year | 80% reimbursement up to $1,300 per year | 80% reimbursement up to $2,600 per year |
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Dental coverage
| Included
Preventive
- 80% reimbursement up to $700 per year
| Optional
Preventive
- Restorative 50% reimbursement (1‑year waiting period applies)
- 80% reimbursement $700 annual maximum combined with Restorative
Restorative
- 50% reimbursement (1‑year waiting period applies)
| Optional
Preventive
- 80% reimbursement
- Year 1: $750 annual maximum
- Year 2+: $1,000 annual maximum combined with Restorative
Restorative
- 50% reimbursement (1‑year waiting period applies)
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Health care
Supplemental health care
| - 80% reimbursement
- Up to $25 per visit for paramedical practitioner services
- Maximum $250 per year per type of practitioner
- Up to $60 per visit and maximum of $300 per year for Psychologists/Social workers
| - 100% reimbursement
- 100% reimbursement for paramedical practitioner service
- Maximum $300 per year per type of practitioner
- Combined maximum of $500 per year
- Up to $70 per visit up to 7 visits per year for Psychologists/Social workers
| - 100% reimbursement
- 100% reimbursement for paramedical practitioner services
- Maximum $300 per year per type of practitioner
- Combined maximum of $650 per year
- Up to $75 per visit up to 10 visits per year for Psychologists/ Social workers
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Vision coverage
| - 100% reimbursement
- $150 maximum every 2 years, including $50 maximum per eye exam
| - 100% reimbursement
- $200 maximum every 2 years, including $50 maximum per eye exam
| - 100% reimbursement
- $300 maximum every 2 years, including $50 maximum per eye exam
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Semi-private hospital room
| - 50% reimbursement
- $5,000 annual maximum
| - $175 daily maximum
- 85% reimbursement
- $5,000 annual maximum
- Convalescent hospital: $20 per day up to 180 days per incident
| - $200 daily maximum
- 85% reimbursement
- $5,000 annual maximum
- Convalescent hospital: $20 per day up to 180 days per incident
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| | Learn more about Health and Dental Choice A
| Learn more about Health Choice B | Learn more about Health Choice C |
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| | Sample policy | Sample policy | Sample policy |
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| | Get a quote | Get a quote | Get a quote |
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