Guaranteed Life insurance coverage lasts your lifetime, no medical questions asked. You’re guaranteed to qualify even if you have existing health conditions. With Sun Life Go Guaranteed Life insurance, you can choose coverage, from $5,000 to $25,000.
No medical life insurance is a type of life insurance you can get without any medical details needed. You won’t need to answer any health questions, undergo health checks or medical examinations. We guarantee your approval for Sun Life Go Guaranteed life insurance regardless of your pre-existing health conditions. .
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Get up to $25,000 of life insurance coverage with no medical questions asked. Cancel anytime.
Anyone legally living in Canada between the ages of 30 and 74 years can apply for Sun Life Go Guaranteed Life Insurance.
Sun Life Go Guaranteed Life insurance is available in amounts of $5,000, $10,000, $15,000, $20,000, or $25,000.
Sun Life Go Guaranteed Life Insurance is a type of life insurance that helps provides lifetime coverage. We’ll provide a payment to your beneficiary after you die, as long as you pay the premiums and we approve the claim. Your monthly payments will stay the same until you turn 95. At that age, you stop paying but your life insurance will cover you for the rest of your life.
You may end up paying more in premiums than the actual death benefit that goes to your beneficiaries. For example, you're age 48 and buy $25,000 of Sun Life Go Guaranteed Life Insurance for $60 per month. By the time you reach age 82, you'll have paid more than $25,000 in monthly premiums. This is more than the policy will pay to your beneficiary. If you die before age 82, you'll have paid less for your death benefit.
The monthly cost for Sun Life Go Guaranteed Life Insurance will depend on:
Find out your cost by getting a quote.
The more information you give about yourself, the less insurance typically costs. We don’t ask any questions about your health when you apply for guaranteed life insurance. As a result, it can cost more than other types of life insurance that do ask about your health.
Yes, Sun Life can limit your coverage or claim if:
Sun Life will not pay your claim if:
This is available to you if you become terminally ill and only have 24 months to live. The payout is up to a maximum of 50% of your insurance amount.
Approval for the living benefit is subject to the program rules in effect at the time of your request. Approval is at our discretion. Upon approval of the situation and required documents, we’ll issue the payment. When we receive a death claim on this policy, we’ll deduct the living benefit payment plus interest from the original coverage amount. Your monthly payments will not change. To see if you're eligible, please call us at 1-800-669-7921.
This benefit is not available:
The person making the claim must do so as soon as reasonably possible after the person covered by the policy passes away. To make a claim:
Some things to keep in mind:
After receiving the required proof, within 30 business days we'll assess the claim. If we approve the claim, we’ll pay it.
Three ways to buy
Speak to a licensed representative to get advice about your insurance needs. They can go over your life insurance options and answer your questions.
MONDAY-FRIDAY: 8 a.m. - 8 p.m. ET
You could leave even more money for your loved ones with Sun Life Go Accidental Death Insurance, which can pay a tax-free benefit if you die within 90 days as a direct result of an accident. You can get up to $500,000 of additional insurance without answering any questions about your health.
Sun Life Assurance Company of Canada is the insurer, and is a member of the Sun Life Financial group of companies. Sun Life Assurance Company of Canada is licensed to offer life and health insurance in all jurisdictions in Canada.