Insurance GICs are safe and guaranteed

An insurance GIC combines the benefits of a GIC (guaranteed investment certificate) with the extra protection and estate-planning benefits of an insurance contract.

An Insurance GIC provides a simple and sensible way to grow your money and avoid the ups and downs of the market while earning a guaranteed interest rate.

An insurance GIC gives you that and:  

  1. Avoids the costs and delays often associated with probate.1
  2. Lets you name beneficiaries on both registered and non-registered assets.
  3. If you are 65 and older Insurance GICs are eligible for the pension tax credit.

Simply put, an insurance GIC offers security for you and your family.

An advisor licensed to sell insurance products can provide you with advice on building insurance GICs into your financial roadmap. There’s no cost to talk to a Sun Life advisor – in person, virtually or by phone.

Find out if a GIC is right for you by talking to your advisor. If you don’t have an advisor, we can help you find one.

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Why work with an advisor?

You get the advice that's right for you

With so much conflicting advice in the news, online, even from friends and family, making sound financial choices is difficult. Eliminate the confusion and make informed financial decisions with help from a professional.

You get personalized service

An advisor will take the time to listen to your financial goals and learn about what's most important to you and your family.

You get confidence

Confidence that your money is invested in products you understand and your assets are protected.

1 In Quebec, estates are not charged probate fees.