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Instant discount, lasting value

It pays to bundle up on insurance. Get more coverage and save more money. 

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Bundle, protect and save!

Buy a critical illness insurance policy (CII) with a term life insurance policy and get 5% off the CII premiums for the life of the CII policy.

Don’t miss out! Until February 27, 2026, save on critical illness insurance premiums when you bundle it with term life insurance. The terms of the premium discount will be reflected in the CII policy. 

Connect with an advisor to learn how. 

Boost your protection, boost your savings

With term life insurance, you can leave your loved ones a lump sum payment if the policy is active when you die. They can use this money to pay end-of-life costs as well as anything else they might need it for.

And when you pair that with CII, you can also protect yourself and your finances in case you were diagnosed with a covered critical illness or condition. 

*Note that the policies must be purchased at the same time. See further details below.

A Sun Life advisor can help you get started. 

There's no cost to talk to an advisor. Fill out the form on this page and we'll match you with an advisor. They'll reach out to set up a meeting in person, virtually or by phone. 

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  • Your advisor must submit your applications through Sun eApp to be eligible for the discount offer.  
  • If you apply for a Sun Life Evolve Term (Evolve Term) policy and a Sun Critical Illness (Sun CII) policy on the same date, within the offer campaign window, you will be eligible for the 5% Sun CII premium discount offer. 
  • Your Sun CII premium discount will be automatically applied upon application submission and will only be retained if both Evolve Term and Sun CII have been approved by our underwriting team and accepted by you after the underwriting process.  
  • This product bundle offer consists of one Evolve Term policy and one Sun CII policy. If you are applying for multiple Evolve Term or Sun CII policies, you will choose which policies to combine into a bundle. 
  • Corporate or joint-ownership policies are not eligible for this offer. 
  • The policy owner must be the same for all policies in the bundle; insured person can differ.  
  • The Sun CII premium discount will apply to the total premium including the base coverage, optional benefit costs (i.e., Return of premium on cancellation, total disability benefit), and any ratings.  
  • The Sun CII premium discount will be reflected in the terms of the Sun CII policy. 
  • If any eligible policies within the Evolve Term and Sun CII Special Offer bundle lapse for non-payment, are canceled, or replaced the Sun CII premium discount will be removed.  
  • If an Evolve Term policy in the bundle is partially or fully converted, the discount on the Sun CII policy will remain.  
  • If a T10 Sun CII policy in the bundle is partially converted, the discount will remain on the portion of the T10 Sun CII policy that was not converted.  
  • If a Sun CII policy in the bundle is fully converted, the discount will end on the date the new policy takes effect. 
  • Achievers Term, Essential Term, 1-year Bridge Term, Simplified Issued Term, and Sun Life Go Term are not eligible Term product types for this offer. Express Critical Illness Insurance is not an eligible CII product type for this offer.