The topic of de-risking defined benefit pension plans is getting more and more attention from plan sponsors and pension committees these days.

For many pension plans, transitioning responsibility for the care of their members to an insurance company through an annuity purchase is the eventual objective. New products like annuity buy-ins (also known as PensuranceTM) mean that top-up cash contributions and accounting settlements are no longer deterrents to purchasing annuities.

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