Why fees are important
All professionally managed investment funds have fees. The fees you pay can affect how much money you’ll have for the future. That’s why it’s important to save on fees. The lower the fees, the more money you’ll have invested and working for you.
Saving 1% a year in fees over 30 years could mean over $45,000 more for retirement
After 30 years of saving for retirement with a management fee of 2%, you would save $218,814. With a 1% management fee, you would save $263,972.
Assumptions: You save $4,000 on January 1 each year, for 30 years, earn a 5.75% gross rate of return and pay your fees at year-end.
If you need advice, we’re here to help
As part of our community, you have access to our tools and resources to help you save, invest and plan better.
To connect with you
Online:
Your digital coach, Ella, will pop up from time to time to remind you how your plan works. You can also chat with us live during business hours, or email us anytime.
Phone:
For personalized support call us at 1-866-769-7423 from 8 a.m. to 8 p.m. ET, Monday to Friday and speak with a licensed financial services consultant.
Tools & calculators
Budget calculator
Where does your money go? Use this monthly budget calculator to help you manage your spending and understand if you're falling short, breaking even or coming out ahead.
Life insurance calculator
Find out how much coverage is right for you - in just a few minutes
Net worth calculator
Use this calculator to find out how your net worth – the difference between what you own (your assets) and what you owe (your liabilities) compares to other Canadians.