Some plan members might be thinking of going on vacation outside of Canada this winter. It’s important that they understand their out-of-country coverage, and how it applies to COVID-19.
When paying benefits during a work absence, we may need an Attending Physician’s Statement (APS) from the plan member. This typically applies to salary continuance, short-term disability, or long-term disability claims.
The nature of work and the health risks employees face have evolved, and so have disability claiming trends. That’s why insurers and employers approach to disability management must also change.
Positive mental health strategies can play an important role in keeping employees healthy and at work. They can also save money for business owners through better productivity and reduced employee absence.
You may have found gradual return-to-work plans for disabled employees difficult during the pandemic.