Help Clients get the most out of their SunUniversalLife II policy – right away.
For the next 12 months, Clients can choose lower Yearly Renewable Term (YRT) rates in the early years of a SunUniversalLife II policy with payments of $25,000 or more. All YRT rates are guaranteed.
This is a great opportunity to consider a YRT UL policy to help meet Clients’ needs. Lower cost of insurance in the early years of a policy can help them take advantage of the benefits of SunUniversalLife II, including potential for tax-preferred growth.
10 reasons to choose SunUniversalLife II
How to apply :
Existing surrender charge schedule |
Special rates surrender charge schedule |
||
Year 1 |
100% | Year 1 |
105% |
Year 2 |
100% down to 50% | Year 2 |
210% |
Year 3 |
50% down to 0% | Year 3 |
210% |
|
Year 4 |
210% | |
|
Year 5 |
140% | |
|
Year 6 |
126% | |
|
Year 7 |
112% | |
|
Year 8 |
112% down to 0% | |
SunUniversalLife II surrender charges are based on a percentage of the surrender target payment. The surrender target payment is based on the Level COI for a similar insured regardless of the COI option selected for the Client’s policy.