Financial planning

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Form number
Title and description Last updated
Business succession planning - A guide for business owners
Designed to give business owners a better understanding of the business succession planning process.
May 2017
Leveraging a life insurance policy
A guide for lawyers, accountants and insurance advisors, this booklet reviews several methods of accessing the cash value of an exempt life
insurance policy, including a number of third party leverage structures, with a balanced discussion of benefits and risks.
July 2017
Business continuation planning - A guide for business owners
Discusses the need for a buy-sell agreement, and the importance of pre-arranged funding. Compares several common buy-sell structures in terms of their outcomes for deceased and surviving shareholders, including tax implications. Also covers the need for protection against the loss of a key employee.
May 2017
Estate planning guide
Discusses the extra challenges and difficult choices faced by business owners doing estate planning; Also explains the most efficient ways to transfer the expected remainder of an estate to intended beneficiaries.
August 2016

Sharing interest in a life insurance policy - Lawyers and accountants guide

This guide addresses lawyers’ and accountants’ concerns in managing tax and legal issues with regard to the different methods of sharing interests in a life insurance policy. This includes shared ownership and shared benefit insurance arrangements. Also points out marketing opportunities for these concepts in the small business market.

August 2016