Personal Health Insurance and Health Coverage Choice

PHI and HCC cover unexpected health expenses and health-related services not covered by provincial plans. Which solution is right for your client?

Personal Health Insurance

For clients who are:

  • young individuals/couples/families
  • self-employed/small business owners,
  • in a contract position, or
  • close to retirement

Learn more about Personal Health Insurance.

Health Coverage Choice

Guaranteed coverage with no medical evidence for clients who are within 60 days of losing their group coverage because:

  • their employment is ending, or
  • they're retiring.

Learn more about Health Coverage Choice.

Personal Health Insurance

  • Get a quote
  • Process for PHI and HCC online sales for Québec Clients

Health Coverage Choice

  • Get a quote
  • Process for PHI and HCC online sales for Québec Clients