Full descriptions and any exclusions are in your plan brochure, but here is a list of expenses covered:
Medical underwriting is required
No benefits are payable for claims resulting directly or indirectly from any of the following:
This website is intended only as an outline of the insurance policy, which is available upon request. The complete terms, conditions, exclusions and limitations governing the insurance coverage are found in the group insurance policy issued by Sun Life Assurance Company of Canada. The policy can be obtained by calling Sun Life at 1-800-669-7921 Monday to Friday, 8 a.m. to 8 p.m. ET or emailing email@example.com.
1 You’ll need to make your request in writing and provide evidence that you are insurable.
2 Totally disabled (for the purpose of POE): You can’t perform the essential parts of your job because of illness or injury and are not working at another paying job. You must also be under the regular care of a physician.
3 If you’re totally disabled for a full 90 days before age 65 and receiving POE benefits, you don’t have to pay POE premiums as long as you remain totally disabled.
4 You may qualify for a partial benefit if, right after a period of total disability where you were receiving benefits, you start working and a physician monitors your medical progress. Sun Life must approve your partial benefit.
Call us at 1-800-669-7921
Mon to Fri 8:00 a.m. to 8:00 p.m. ET
Sun Life Assurance Company of Canada is the insurer of this product, and is a member of the Sun Life group of companies.