Important notice: Effective February 1, 2023, Securian Canada acquired the Association and Affinity business of Sun Life Assurance Company of Canada (Sun Life). Note: policies are underwritten by Canadian Premier Life Insurance Company (Canadian Premier), which operates under the brand name Securian Canada. We are in the process of updating our materials and digital properties.

In the meantime, any mentions of Sun Life on this website or insurance documents you may receive are in reference to your products with Securian Canada. Until notified, please continue using your Sun Life microsites and phone numbers for information and service. Please see our frequently asked questions for more information.

Life insurance

Keep looking after loved ones

Whether you’re single or part of a couple, a recent graduate or close to retirement - important people rely on you. It might be children, a partner, or even your parents. Life insurance helps them cover expenses and may even protect their lifestyle if you can’t be there every step of the way.

Life insurance can help...

  • pay a mortgage, taxes, funeral costs or other bills.
  • maintain your family’s lifestyle without your income.

It's especially important if:

  • you are a single parent who provides sole support, or a majority of the support, for your children.
  • your loved ones would have a difficult time managing financially without you.

How does Life insurance make a difference?

Watch this video to find out how Life insurance can help you prepare for the unexpected.

Why choose Life insurance?

  • Savings on the insurance you need, thanks to group pricing

How much coverage can you apply for?

  • You and your spouse: $50,000 to $1,000,000 of coverage, in units of $25,000 (but your spouse cannot apply for more coverage than you do)
  • Dependent children1: $10,000 per child. Coverage for all of your children costs only $2.25 per month

Find out more in your plan brochure.

Extra advantages

  • Waiver of premium: With this program, if you’re totally disabled2 for six months before age 653, your Term life insurance continues, but you don’t have to pay the premiums. In this case, you’ll need to meet all the requirements to show you are totally disabled
  • Living benefit if you or your spouse4 becomes ill with a life expectancy of less than a year5
  • Easy switch to an individual policy: If you or your covered family member’s Life insurance ends before age 66, other than by your choice (for example, if you leave this association), you can apply to switch to a Term life individual policy. That policy gives you up to $200,000 in coverage (or more, if legislation requires). You don’t need to provide any proof of good health, as long as you apply within 31 days of your association Life insurance coverage ending

You're eligible if you are:

  • a member in good standing with your association, working at least 25 hours a week
  • between the ages of 18 and 64 (coverage ends on member’s 75th birthday)
  • a resident of Canada

Meet the criteria? You can get Life insurance for:

  • You

  • Couple
    (You + spouse)

  • You, your spouse,
    your child(ren)

What's the cost?

Our rate sheets can provide you with a quick estimate.

Considering coverage for dependent children? 

Coverage for all of your children costs only $2.25 per month.

Find out more in your plan brochure.

Take these three steps to apply:

Medical underwriting is required


No benefits are payable for a death which occurs before insurance under this benefit has been in effect continuously for 2 years with respect to the Insured or Spouse, if death results directly or indirectly from self-inflicted injury or suicide, regardless of whether the person has the ability to form the requisite intent or regardless of whether the person has a mental illness such that the person does not know or understand the consequences of the person’s actions.

If the Insured’s or Spouse’s life insurance is subject to more than one effective date due to additional amounts having been applied for on the deceased, the 2-year period will run separately from each effective date.

This website is intended only as an outline of the insurance policy, which is available upon request. The complete terms, conditions, exclusions and limitations governing the insurance coverage are found in the group insurance policy issued by Sun Life Assurance Company of Canada. The policy can be obtained by calling Sun Life at 1-800-669-7921 Monday to Friday, 8 a.m. to 8 p.m. ET or emailing

1Dependent children: Your children who are not married or in any other formal union recognized by law, dependent on you or your spouse for support, and are under the age of 21 (age 25 if the dependent is a full-time student – age 26 in Quebec), including adopted children and stepchildren, or children of any age if incapable of supporting themselves because of physical or mental disability. Once you opt for family coverage, newborn infants are automatically covered. You must also have coverage in order to obtain dependent child coverage.

2Totally disabled (for Life Insurance): For 180 days, you’re not able to work at an occupation that you are or could become qualified for by education, training or experience.

3If you are totally disabled for a full 6 months, your coverage continues but you don’t have to pay Life Insurance premiums until your 75th birthday if you remain totally disabled.

4Spouse: Your spouse by marriage or under any other formal union recognized by law; or a person of the opposite sex or of the same sex who is publicly represented as your spouse for a period of at least 12 months. You can only cover one spouse at a time. Discontinuance of cohabitation terminates the eligibility of a common-law spouse. You must also have coverage in order to obtain spouse coverage.

5If you or your insured spouse is terminally ill with a life expectancy of 12 months or less, you may apply for a loan on a compassionate basis of up to 50% of the Life Insurance payment (to a maximum of $50,000, if approved by Sun Life Assurance Company of Canada).


Call us at 1-800-669-7921
Mon to Fri 8:00 a.m. to 8:00 p.m. ET

Sun Life Assurance Company of Canada is the insurer of this product, and is a member of the Sun Life group of companies.