Critical Illness Insurance…
- is paid whether or not you are able to work
- is a lump-sum you can spend any way you like
Watch this short video to find out why it’s so versatile and how it protects you and your finances.
Best Doctors®* services - A valuable service available to you, your spouse, dependent children, parents and parents-in-law at any point during the lifetime of the policy. You can access Best Doctors to get answers to any of your medical questions (they do not need to be questions relating to an illness covered under this policy). In addition, if you get critically ill, you will be connected with a leading expert that will review your diagnosis and your treatment plan and provide you with recommendations for moving forward. What’s more, you can still use Best Doctors’ services up to 4 months from the time your claim is paid.4
Check out the rate sheets for a quick estimate.
Full descriptions and any exclusions are in the plan brochure, but here's a list of critical illnesses covered:
The Critical Illness benefit is payable only on the first covered condition for which a diagnosis is effective, or surgery is performed, and the insured's coverage then terminates. Such person may not become insured again under this benefit.
Medical underwriting is required.
The Company will not pay for any illness, disorder or surgery not specifically defined under covered conditions.
No benefits are payable for claims resulting directly or indirectly from any of the following:
This website is intended only as an outline of the insurance policy, which is available upon request. The complete terms, conditions, exclusions and limitations governing the insurance coverage are found in the group insurance policy issued by Sun Life Assurance Company of Canada. The policy can be obtained by calling Sun Life Financial at 1-800-669-7921 Monday to Friday, 8 a.m. to 8 p.m. ET or emailing firstname.lastname@example.org.
1 Source: 2016 Sun Life Canadian Health Index.
2 Critical illness: Refers only to the covered conditions listed here and in your policy. Diagnosis of a critical illness must occur after the effective date of coverage and you must complete a survival period (30 days) and your claim must be approved by Sun Life Assurance Company of Canada.
3 Spouse: Your spouse by marriage or under any other formal union recognized by law; or a person of the opposite sex or of the same sex who is publicly represented as your spouse for a period of at least 12 months. You can only cover one spouse at a time. Discontinuance of cohabitation terminates the eligibility of a common-law spouse. You must also have coverage in order to obtain spouse coverage.
4 Best Doctors and the star-in-cross logo are trademarks of Best Doctors, Inc., in the United States and in other countries. Used with permission. All rights reserved © 2018 Best Doctors.
Call us at 1-800-669-7921
Mon to Fri 8:00 a.m. to 8:00 p.m. ET
Sun Life Assurance Company of Canada is the insurer of this product, and is a member of the Sun Life group of companies.