Why choose AD&D Insurance?
- Choice of single and family coverage
- Savings on the insurance you need, thanks to group pricing
Check out the rate sheets for a quick estimate.
|Table of losses||Amount payable (% of principal sum)|
|Loss of life||100%|
|Loss of one or both arms or hands||100%|
|Loss of both feet||100%|
|Loss of sight of both eyes||100%|
|Loss of one foot and sight of one eye||100%|
|Loss of speech and hearing in both ears||100%|
|Loss of one hand and one foot||100%|
|Loss of use of one or both hands or arms||100%|
|Loss of use of both feet or legs||100%|
|Loss of use of both arms or both legs||100%|
|Loss of thumb or index finger of either hand||100%|
|Loss of one leg or one foot or sight of one eye||75%|
|Loss of use of one leg||75%|
|Loss of hearing, both ears||75%|
|Loss of speech||75%|
|Loss of use of one foot||75%|
|four fingers on the same hand||33.33%|
|Loss of four toes on the same foot||25%|
|Loss of hearing, one ear||25%|
|Loss of joint between two phalanges or phalange of thumb or index finger of dominant hand||10%|
|Loss of use of joint between two phalanges or phalange of thumb or index finger of dominant hand||10%|
Here’s how Family AD&D Insurance works:
There are plan restrictions and limitations. Find out more in your plan brochure.
This website is intended only as an outline of the insurance policy, which is available upon request. The complete terms, conditions, exclusions and limitations governing the insurance coverage are found in the group insurance policy issued by Sun Life Assurance Company of Canada. The policy can be obtained by calling Sun Life Financial at 1-800-669-7921 Monday to Friday, 8 a.m. to 8 p.m. ET or emailing email@example.com.
1 Definition of Total Disability: You are considered totally disabled if you are prevented by illness from performing any occupation you are or may become reasonably qualified for by education, training or experience.
2 If you're totally disabled for a full 90 days before age 65 and receiving LTD benefits, you don't have to pay AD&D premiums as long as you remain totally disabled.
3 Dependent children: Your children who are not married or in any other formal union recognized by law, dependent on you or your spouse for support, and are under the age of 21 (age 25 if the dependent is a full-time student – age 26 in Quebec), including adopted children and stepchildren, or children of any age if incapable of supporting themselves because of physical or mental disability. Once you opt for family coverage, newborn infants are automatically covered. You must also have coverage in order to obtain dependent child coverage.
Call us at 1-800-669-7921
Mon to Fri 8:00 a.m. to 8:00 p.m. ET
Sun Life Assurance Company of Canada is the insurer of this product, and is a member of the Sun Life group of companies.