Critical Illness Insurance: Shared Ownership with Return of Premium

February 15, 2022 at 1 p.m. ET

Shared ownership arrangements are created when two or more parties agree to share a single asset. This way, each party pays only for the benefits they want. Shared ownership using critical illness insurance allows a business to protect itself against financial hardship should a key employee be diagnosed with and survive a covered critical illness. The strategy also provides the employee with an opportunity to participate in the benefits of a critical illness insurance policy.
*Webinar is being presented through Zoom


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The Presenter

Stuart Dollar

Stuart Dollar

Director, Tax & Insurance Planning

Stuart Dollar is a Director for the Insurance Tax Solutions group with Sun Life Financial in Waterloo, Ontario.

He began his financial services career with London Life in 1994, working as a retirement planner, product manager, and advisor. In 2002 he accepted an opportunity to work with Genworth Financial in the United States as an advanced marketing attorney.

Stuart returned to Canada in 2009 to join Sun Life Financial. He helps with tax issues related to life and health insurance. He is also experienced in the taxation of U.S. life and health insurance products, and with U.S. income and estate tax law.

Stuart often speaks at industry events, and has written several articles, including The Canadian Health Insurance Tax Guide, “Strategies for Canadians with U.S. Retirement Plans”, and “Health Insurance Strategies for Business Owners,” published in the Fall 2017 edition of the Canadian Tax Journal.

Continuing Education Accreditation Chart

Jurisdiction Accreditation number
(if applicable)
Number of credits Category
Alberta 59301 1 Accident & Sickness
British Columbia   1 Life and A&S
Manitoba 37768 1 Life and A&S
Saskatchewan   1 Life and A&S
Ontario   1 Life and A&S
Québec - La Chambre CSF21-09-55676 1 Insurance of persons
Québec - IQPF IQPF21-10-0046-G 1 SFPA
The Institute (Advocis) IAS21497801 1  
FP Canada 10031 0.5
0.5
Financial Planning
Product knowledge
IIROC CECAP 012687 0.75 Professional development