Sun Life Guaranteed Investment Funds (GIFs) is an industry-leading suite of segregated fund contracts offering the benefits of protection and potential for investment growth. With segregated fund contracts, Clients can also benefit from the features of an insurance contract, including efficient estate settlement.
Sun Life GIFs offer a wide variety of features to meet Clients’ financial needs now and in the future, including lifetime guaranteed income and a lineup of funds designed to help them build a worry-free retirement.
Sun Life GIFs have three products to meet your Clients' financial needs:
Sun GIF Solutions grows with Clients through their life stages. There are three different guarantee series to meet their evolving financial needs: Investment, Income and Estate Series. Sun GIF Solutions offers the flexibility to move investments between the series so Clients can benefit from the different guarantee options available.
Sun Lifetime Advantage GIF reduces key retirement risks and provides growth potential by increasing income when markets and interest rates are favourable during the years leading up to retirement. It gives Clients, who are getting ready to retire, certainty about the lifetime guaranteed income they'll receive in retirement, and the choice of when to start taking it.
Sun Protect GIF can help investors reach their savings goals. It can provide the highest level of market protection available within the Sun Life GIFs suite.*
* See the information folder and contract for details on the guarantees available.
** Withdrawals affect the value of contract guarantees.
*** Not available with Sun GIF Solutions Income Series.
Sun Life GIFs are individual variable annuity contracts issued by Sun Life Assurance Company of Canada, a member of the Sun Life Financial group of companies.