Protect your savings, take advantage of strong market performance, and lock-in lifetime guaranteed income. Create the legacy you want to leave behind with Sun GIF Solutions.
Benefits of Sun GIF Solutions
One contract for many needs
Sun GIF Solutions is one product for many needs. It combines three different guarantee series in one flexible contract.
Ease of mobility
As needs change, you’ll have the flexibility to move between the Investment, Income, and Estate Series. This allows you to benefit from different guarantee options. You can invest in more than one series at the same time.
Control over legacy settlement
You can choose how you'd like us to pay the death benefit paid to your beneficiaries. We can do this as a one-time payment or guaranteed payments from a payout annuity.
Three series that meet your changing financial needs:
Benefits include:
- Guarantees at a fair price
No matter what life stage, you have a valuable savings option with guarantees at a fair price. - 100% equity
Maximize your potential investment growth. Hold up to 100% in equity funds in a broad fund lineup. This includes various asset classes. They range from money market to specialty equity to meet your risk tolerances. - Diverse leading fund companies
Choose from a broad selection of funds. Make the most of the investment expertise of leading global portfolio managers. - Access to money
You have potential access to money if needed.*
*Withdrawals affect the value of contract guarantees.
Benefits include:
- Strategic Income Fund (SIF)
This fund invests in a range of investment options and asset classes. This includes exchange traded funds, mutual funds, and direct securities. It’s part of Sun Life's overall risk management approach. - Guaranteed income for life
Gives you peace of mind with the certainty of guaranteed income for life. - Deferral option
You can lock-in future retirement income based on the current market value and current interest rates. We guarantee a lifetime income that we increase for every year you defer the start of income. - Ease of transition to retirement income
Take care of your changing needs with a convenient process to begin receiving income when you're ready.
Benefits include:
- 100% death benefit guarantee
We pay the death benefit that is the greater of the death benefit guarantee (100% of the deposits) or the current market value. Withdrawals will reduce your guarantee. - Annual resets
The death benefit guarantee is automatically locked-in annually if the market value is higher than the previous guaranteed amount, so your death benefit can increase. - Diverse leading fund companies
You can hold up to 100% in equity funds and choose from a broad selection of industry-leading funds. By investing in our funds, you can benefit from the investment expertise of leading global portfolio managers. - Control over legacy settlement
Distribute your assets the way you want to. You can allocate money directly to a beneficiary through a one-time payment or guaranteed payments from a payout annuity.
