Retirement Planner

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3 missions remaining to unlock Level 2

Learn about Level 1.

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Get your game face on

Choose a game avatar - with a retirement twist.

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Who wants to play?

Find out how money UP works.

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Surf for savings

Learn about mysunlife.ca.

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Have you learned the playbook?

Answer all quiz questions correctly to complete Level 1.

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Learn about Level 2.

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Cover all the bases

Explore the different ways you can save for retirement.

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Get your program - You can't tell your plan without a program

Take a closer look at workplace savings plans.

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Even the best have to back check

Look at your responsibilities as a plan member.

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Pep talk

Click to read the my money@work guide for true saving and investing inspiration (under my financial centre > Suggested tools and information).

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Have you learned the playbook?

Answer all quiz questions correctly to complete Level 2.

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Learn about Level 3.

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Hide and seek

Learn some of the hidden benefits of participating in your workplace plan.

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Review your player card

Review your profile at mysunlife.ca - then return to the game.

If you're accessing mysunlife.ca directly... View more

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It's in the [e] mail

Check your email information at mysunlife.ca (under Profile).

You'll be leaving the game to review your... View more

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Road trip

Stay connected - with the my Sun Life Mobile App (sunlife.ca/mobile).

You'll be leaving the game to review... View more

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Have you learned the playbook?

Answer all quiz questions correctly to complete Level 3.

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Learn about Level 4.

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Growth story

Learn more about the different ways you can invest and grow your savings.

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Player personality

Complete the Asset allocation tool to determine what type of investor you are. A new window will open when you... View more

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Performance enhancer

Review the performance of your investments at the Morningstar site. A new window will open when you click on the... View more

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Make a statement

Your plan member statement is loaded with information - make the most of what it has to offer.

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Have you learned the playbook?

Answer all quiz questions correctly to complete Level 4.

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Learn about Level 5.

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Scoring goals

Discover the importance of setting retirement goals - and the steps you can take to achieve them.

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Do the little things

Use our Small amounts equal big savings calculator to find out how small everyday savings today can yield big... View more

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Great save!

Try this calculator to find out how saving today gives you more for tomorrow. A new window will open when you... View more

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Work out time

Use the Retirement planner to ensure you're on track in saving for your retirement goals. You must complete the... View more

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Withdrawal pains

Discover the hidden costs of early withdrawals from your RRSP - read all about it right here. A new window will open when you click on the link.

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Wins and losses

Learn about the impact of capital gains and losses on savings you have outside of a tax-sheltered plan.

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Make a contribution

Visit the Contributions page to review your current contributions - and make any adjustments that may be needed... View more

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Have you learned the playbook?

Answer all quiz questions correctly to complete Level 5.

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Learn about Level 6.

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Scouting report

Give us your feedback on the game - hits and misses both.

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Have you learned the playbook?

Answer all quiz questions correctly to complete Level 6 and finish the game!

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	my retirement café
	my financial hub
	my financial centre
	Financial dashboard

	Canada/Quebec Pension Plan
	Tax-Free Savings Account
	Old Age Security
	All of the above

	Defined contribution pension plan
	Registered retirement savings plan
	Defined benefit pension plan
	All of the above

	Bonds
	Stocks
	Cash
	World class

	Pension plans are for short-term goals
	You can make withdrawals from a pension plan at any time
	Pension plans provide lifetime retirement income
	Pension plans are only available from larger employers

	Asset allocation tool
	Retirement income calculator
	Goal setter
	Retirement planner

	Switch fees when you change investments
	Lower investment management fees
	Access to some of Canada's leading investment managers
	Payroll deduction contributions

	Increase your plan contributions
	Review your investment mix
	Change your password
	Link to your Facebook page

	Manages your investments
	Designs the plan and chooses what funds and products are available
	Service provider, keeps records and provides tools and information for members
	None of the above

	The highest level an investment fund has reached
	An broad basket of investments (called an index) used to compare fund performance
	A target for the expected performance of an investment over a 5-year period
	The type of investment, such as stocks or bonds, that a fund focuses its investment on

	Choose a single fund to meet to your portfolio needs
	Choose a variety of investments from different fund categories
	Meet with a Sun Life advisor to build your portfolio
	None of the above

	Personal rates of return
	Contributions made during the statement period
	The value of all of your investments
	The average rate of return for all members in your plan

	Contains a variety of risk levels in a single fund
	Reflects both the level of risk you're comfortable with and the target date for when you'll need access to your money
	Reduces the risk if you choose to retire at a different time
	Guarantees the income you will receive from the fund at retirement

	The previous year only
	Three years
	There are no restrictions to how far back you can offset capital losses against gains
	You can't offset current losses against past gains

	Your savings compound over time when invested
	Your ability to save money decreases with age
	The government is considering the elimination of tax-sheltered plans
	All of the above

	$5,000 less than it would have been if you hadn't made the withdrawal
	The same as if you had made the withdrawal
	More than $5,000 less than it would have been if you hadn't made the withdrawal
	Only $3,227 less, as you will be earning 4% on the money still in your RRSP

	Cigarettes, wine, fast food
	Chocolate bars, coffee take-out, lottery tickets
	Newspapers, iTunes, premium grade gasoline
	Lunch out, coffee take-out, parking fees

	The misplacing of a stock or equity investment
	Selling an investment for less than it cost to buy it
	Losing all of the money you invest in particular fund in less than six months
	None of the above

	You transfer into and out of the same fund within 30 days
	You transfer savings from an equity fund into a money market fund
	You use the call centre to make an investment change
	You switch out of one fund to another fund that we deem to be similar in its investment objectives

	Deduct any contributions you make from your taxes
	Contribute up to $9,500 each calendar year
	Double your contribution amount on the 5th year anniversary of the account
	Re-contribute any amount you withdraw, without penalty (if done after January 1 of the following year, if you've already contributed the maximum)

	Choose a single fund to meet to your portfolio needs
	Choose different funds from different fund categories to make your own portfolio
	Meet with a Sun Life advisor to build your portfolio
	Invest in at least one fund from every asset class

	Defined contribution pension plan
	Deferred profit sharing plan
	Registered retirement savings plan
	None of the above

	You can deduct the contribution amount from your income
	You can deduct the contribution amount from the taxes you owe
	You can donate an equal amount to charity and double your tax deduction
	You can pay any taxes owing directly from your workplace plan account

	When interest rates rise
	When the stock market falls
	When interest rates fall
	Bonds pay interest and do not rise or fall in value