Published: May 13, 2024

Life insurance for people with diabetes

Sun Life Term Insurance for Diabetes provides a holistic solution for Canadians living with type 1, type 2, diagnosed pre-diabetes, or gestational diabetes. It’s the first comprehensive term insurance solution of its kind to feature a combination of life insurance with access to a diabetes care program  . It offers a higher chance of approval, affordable premiums, and diabetes management resources.

Why choose Sun Life Term Insurance for Diabetes 

Living with diabetes can come with various challenges, including getting life insurance with affordable premiums.

Sun Life Term Insurance for Diabetes can provide an insurance solution for Canadians living with diabetes, giving them the peace of mind knowing that their loved ones are protected.

It is ideal for people living with diabetes seeking:

  • A comprehensive life insurance solution that provides diabetes support.
  • To help financially protect their loved ones in case of unexpected death.

What are the benefits of Term Insurance for Diabetes?

  • Higher chance of getting coverage
  • Affordable premiums
  • Peace of mind knowing your loved ones are protected

Who’s eligible for Term Insurance for Diabetes?

  • Individuals living with diabetes between the ages of 18 to 65.
  • Individuals diagnosed with type 1, 2, gestational diabetes or pre-diabetes.

Interested in Term Insurance for Diabetes? Or maybe you’re not sure and have additional questions?

A Sun Life advisor can discuss your options and help you set up an insurance plan that meets your needs.

Enter your postal code to find an advisor near you.

Frequently Asked Questions

Can you get life insurance if you have diabetes?

Yes, people living with diabetes can get life insurance. Sun Life’s Term Insurance for Diabetes stands apart as a first of its kind comprehensive term insurance solution that can provide coverage to more Canadians living with diabetes.

 While we may not approve every client for this coverage, alternative options are available.

Speak to an advisor to see if you’re eligible and get started.

Can I get life insurance with high blood pressure and diabetes?

It’s possible to get coverage if you have diabetes and high blood pressure. The final decision will be based on your level of management of both conditions and if there are any further complications.

Speak to an advisor to get started.

Are all types of diabetes eligible for term insurance?

Yes. Canadians living with type 1, type 2, diagnosed pre-diabetes, or gestational diabetes can apply for Sun Life Term Insurance for Diabetes.

Will taking Ozempic affect my insurability?

We would assess a client holistically including all medications. The final decision would be based on the client’s management of diabetes.

Will using a continuous glucose monitor (CGM) impact my insurability?

Using a continuous glucose monitor won’t affect coverage. We would assess you based on the management of your diabetes as shown on current laboratory blood test results, not from the glucose monitor results.

Looking for more on diabetes?

Visit our Diabetes Hub and explore curated articles as well as helpful diabetes management resources.

How diabetes can affect your mental health

People with diabetes can experience mental-health issues like depression, anxiety and eating disorders.

Type 1 and 2 diabetes: What’s the difference?

Which kind of diabetes is which? Type 1 and type 2 have the same symptoms, but very different causes.

Gestational diabetes: What it means for you and your baby

Gestational diabetes can cause a lot of health issues for pregnant women and their babies.