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Sun Life Go Guaranteed Life Insurance

Sun Life Go Simplified Life Insurance

Sun Life Go Term Life Insurance

Coverage

$5,000 - $25,000

$50,000, $75,000 or $100,000

$100,000 - $1 million

Product details

Guaranteed Life Insurance Brochure

Simplified Life Insurance brochure Term Lfe Insurance brochure

Eligibility

Anyone legally  living in Canada and Canadian residents Anyone legally living in Canada, age 18 to 69

Anyone legally living in Canada, age 18 to 69

Health information

No health questions or medical exam

3 health questions, no medical exam

Full health questionnaire, possible medical exam

How long will my life insurance last?
For life.
Depending on when you die, you may end up paying more in premiums than the actual death benefit.
Until age 85

Until age 85

How long do monthly rates stay the same? For life First 10 years 10 or 20 years

Is Temporary insurance included when I apply?

N/A

Yes, when you apply

Yes, when you apply

When does my coverage start?

When you submit your application.

 

The Simplified life insurance policy starts the first of the month following your approval. Temporary insurance covers you for up to 90 days from the date you apply.

The Term life insurance policy starts the first of the month following your approval. Temporary insurance covers you for up to 90 days from the date you apply.

Key exclusions. Additional exclusions apply.

Within the first 2 years, if you die for any reason other than an accident, we will not pay the claim.

If you take your own life within 2 years of the date of your application or your insurance taking effect, we won’t pay the claim.

If you take your own life within 2 years of the date of your application or your insurance taking effect, we won’t pay the claim.

Cancellations

 

Cancel anytime in writing.

Cancel anytime in writing.

Cancel anytime in writing.

If you cancel within 30 days of issue, we’ll refund your money.

If you cancel within 30 days of issue, we’ll refund your money.

If you cancel within 30 days of issue, we’ll refund your money.

Sample policy

 

Sun Life Go Guaranteed Life Insurance sample policy

Sun Life Go Simplified Term Life Insurance sample policy

Sun Life Go Term Life Insurance sample policy

How do I get started

Get a quote

Get a quote

Get a quote

The more information you give related to your health, the less an insurer typically charges for life insurance. Sun Life Go Guaranteed life insurance does not ask any health questions when you apply. This means monthly payments will be often higher when compared to other life insurance products. If you are in good health, we encourage you to consider applying for a product that asks health questions.

If you have any questions, you can speak with a Sun Life Financial advisor in person or call us at 1-844-528-0583 Monday - Friday 8 a.m. - 8 p.m. ET

This policy provides immediate insurance coverage.


If you die before we let you know of our decision on your application, we could still pay the claim. The payout will be equal to the amount of life insurance you applied for. The payment is dependent on the conditions and exclusions set out below.

When the temporary insurance policy starts

The temporary insurance policy starts on the date you:

  1. submit an application for insurance, and
  2. provide the payment information.

A decision to accept or decline your application may take up to 90 days. During this time your temporary insurance coverage will apply.

When the temporary insurance policy ends (Termination)

The temporary insurance policy automatically ends on the earliest of:

  1. the date the insurance applied for starts,
  2. the date we tell you that your application for insurance is declined,
  3. 30 days after we asked for more information to underwrite your application and did not receive your response,
  4. 90 days after you submit your application for insurance,
  5. the date you ask us in writing to cancel your application for insurance,
  6. the date you decline our offer of insurance or,
  7. the date we pay the death benefit.

Amount we pay under this policy (Conditions)

If you are under age 69, the total amount of any death benefit payable under any Sun Life Go life insurance policies is the lesser of $1,000,000 or the total amount of any death benefit applied for under this application.

Policy of Temporary Insurance sample

Questions?

 Call 1-844-528-0583 or request a call from us

Getting advice can help you achieve your goals. Speak with a licensed representative to discover your options.

Monday – Friday | 8 a.m. – 8 p.m. ET