Let’s get you there.

No matter what you’re saving for – something short-term or your retirement – we can help you reach your goals. And now you can get a bonus when you make a contribution to your Nominee account.

Get a $500 bonus*

Get a bonus of… …when you deposit or open a Nominee account with
$500 $100,000 or more
$300 $50,000 to $99,999
$100 $25,000 to $49,999
No bonus $10,000 to $24,999.99

Plus, we'll cover up to $150 in transfer fees.

 

Don't wait – this offer ends January 31, 2021.

 

*See the fine print below for terms and conditions about the $500 bonus and offer to cover up to $150 in transfer fees.

Talk to your advisor to see how Sun Life can make saving more rewarding.

Don’t have a Sun Life Financial advisor? Complete this form and we will connect you.

RRSP or TFSA? Which is right for you?

Which is the better way to save for the future and get a tax break: an RRSP, a TFSA – or both? Comparing the two can help you decide.

An RRSP is perfect for:

  • A long-term savings plan to help you prepare for retirement
  • An immediate tax deferral. RRSP contributions are deductible from your annual income, allowing you to get a tax deferral right away. You’ll only be taxed on your earnings when you make a withdrawal down the road.

A TFSA is great for:

  • When you don’t have any contribution room in your RRSP.
  • Short-term savings goals or an emergency fund.
  • Seeing your savings grow without paying taxes on the investment income.

Need help deciding which is right for you?
Talk to your Sun Life Financial advisor.

Don't have an advisor? Complete the form above and we will connect you. 

* The fine print.

These terms and conditions apply to the 2020/2021 Nominee account campaign offered by Sun Life Financial Investment Services (Canada) Inc. (“Sun Life”).

1. Campaign period –The campaign starts on Tuesday, December 1, 2020, and ends at 11:59 p.m., Eastern Standard Time, on January 31, 2021 (the "Campaign Period").

2. Campaign description and eligibility requirements – New and existing Clients who make a deposit or transfer assets into a Nominee account held at Sun Life during the Campaign Period are eligible to receive the offer subject to the campaign terms and conditions.

The offer is tiered, based on the amount of assets deposited or transferred in during the Campaign Period; a Client is eligible for only one offer regardless of the number of accounts held at Sun Life.

Clients will also qualify for a transfer fee reimbursement of up to $150 per Client, payable by Sun Life, should they pay a transfer fee to their relinquishing institution in the process of moving assets to Sun Life. Clients must provide evidence of the transfer fee incurred to qualify for a transfer fee reimbursement.

Deposits and transfers that settle into a Sun Life Nominee account during the Campaign Period will qualify for the offer and transfer fee reimbursement. Paperwork received at Sun Life head office that is completed and signed during the Campaign Period will also qualify provided the assets settle in a Sun Life Nominee account by 11:59 p.m. EST on Wednesday, March 31, 2021.

Assets that are deposited or transferred to Sun Life that qualify for the offer must remain in a Sun Life Nominee account until at least Thursday, September 30, 2021, to receive the offer payment.

Sun Life has the sole right and discretion to determine if any deposit or transfer qualifies for the offer and transfer fee reimbursement.

3. Calculation of the offer and transfer fee reimbursement – The offer amount is based on the total eligible assets that are deposited or transferred into a Sun Life Nominee account during the Campaign Period. The asset tiers and corresponding payments are set out in the following table. Transfer fee reimbursements are based on the actual fee incurred to a maximum of $150.

Asset Tiers (deposited or transferred)

Offer amount

Maximum transfer fee reimbursement (if applicable)               

Total

$10,000 – $24,999.99

$0

$150

$150

$25,000 - $49,999.99

$100

$150

$250

$50,000 - $99,999.99

$300

$150

$450

$100,000 or more

$500

$150

$650

4. Payment of the offer and transfer fee reimbursement – Payout of the offer amount will be made as soon as reasonably possible after Thursday, September 30, 2021. The transfer fee reimbursement will be made upon receipt by Sun Life of evidence that the fee has been charged.

The applicable offer amount and transfer fee reimbursement will be paid directly into the Client’s Nominee account. In the event that the Client holds more than one Nominee account at Sun Life on the payment date, the offer amount shall be paid to the Client’s account in the following order as applicable: non-registered account, tax free savings account, registered retirement savings account, locked-in retirement account, registered retirement income fund account and a life income fund account. The transfer fee reimbursement will be paid into the Sun Life account that the transferred assets went into.

5. Limitations and Exclusions – There is a limit of one offer and transfer fee reimbursement per Client. The offer does not apply to transfers from existing accounts or contracts held at Sun Life Financial Investment Services (Canada) Inc., Sun Life Financial Distributors (Canada) Inc. and Sun Life Financial Trust Inc.

6. Currency – All currency referenced is in Canadian dollars.

7. General – Commissions, management fees and expenses may be associated with mutual fund investments. Please read the fund facts and prospectus, which contain detailed investment information, before investing. Mutual funds are not guaranteed or insured, their values change frequently, and past performance may not be repeated. This Offer may be changed, extended or withdrawn at any time and without notice and cannot be used in conjunction with any other offer. Sun Life Financial Investment Services (Canada) Inc. is registered as a mutual fund dealer in all provinces and territories in Canada. Member of the Mutual Fund Dealers Association of Canada.

Mutual funds distributed by Sun Life Financial Investment Services (Canada) Inc.