What is Travel Insurance?
You've planned and saved for your vacation. But sometimes things don't go according to plan. A medical emergency away from home can turn your dream vacation into a financial and emotional nightmare. But you can plan for the unexpected, with comprehensive travel insurance.
Travel insurance is designed to cover you from losses arising from sudden and unforeseeable circumstances while travelling, such as the need for medical treatment in another province or a foreign country, including the cost of hospital stays, doctors' fees, lab tests and ambulance services.
It will also provide you with support when it comes to dealing with unfamiliar medical terminology and doctors who may speak a language you don't understand.
Plus, it can cover the cost of necessary emergency air transportation to either return you home for treatment in Canada or, if required, to receive medical treatment at the nearest appropriate medical facility.
You may have travel insurance coverage through your workplace benefits plan. But be sure to check what is, and isn't, covered. You may want to top up your group coverage with additional travel insurance as most group plans don't offer such non-medical coverage as trip cancellation, trip interruption and protection for lost baggage and personal effects.
Comprehensive travel insurance can cover you for a single trip or for an extended stay to protect you and your vacation investment. It can also cover visitors to Canada or individuals and families waiting to be eligible for provincial health insurance.
Travel insurance provides you with the coverage you need so you can relax and enjoy a worry-free vacation.
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