There are 4 illnesses eligible for partial-benefit payout included in Sun Critical Illness Insurance. These are illnesses where treatment is less severe yet very effective in managing the illness.

Each partial payout illness in this list is eligible for a benefit payment equal to 15% of the critical illness insurance coverage amount, to a maximum of $50,000 per illness. Your Sun Critical Illness Insurance policy remains in place and the partial payment does not reduce the total coverage amount you chose.

Definition

Ductal carcinoma in situ of the breast is a non-invasive cancer and must be confirmed by biopsy.

The diagnosis of ductal carcinoma in situ of the breast must be made by a specialist.

Survival period

The insured person must survive for 30 days following the date of diagnosis.

Exclusions

No benefit will be payable under this condition if within the first 90 days following the later of:

  • The date the application for this policy was signed
  • The policy date, or
  • The most recent date this policy was put back into effect (reinstatement),

the insured person has any of the following:

  • Signs, symptoms or investigations that lead to a diagnosis of cancer (covered or excluded under this policy), regardless of when the diagnosis is made
  • A diagnosis of cancer (covered or excluded under this policy)

This information described above must be reported to us within 6 months of the date of the diagnosis. If this information is not provided, we have the right to deny any claim for cancer or any critical illness caused by any cancer or its treatment.

Explanation

This is an illness where treatment is more limited but very effective in reducing the risk to your life.

Definition

Stage A (T1a or T1b) prostate cancer must be confirmed by pathological examination of prostate tissue.

The diagnosis of stage A (T1a or T1b) prostate cancer must be made by a specialist.

Survival period

The insured person must survive for 30 days following the date of diagnosis.

Exclusions

No benefit will be payable under this condition if within the first 90 days following the later of:

  • The date the application for this policy was signed
  • The policy date, or
  • The most recent date this policy was put back into effect (reinstatement),

the insured person has any of the following:

  • Signs, symptoms or investigations that lead to a diagnosis of cancer (covered or excluded under this policy), regardless of when the diagnosis is made
  • A diagnosis of cancer (covered or excluded under this policy)

This information described above must be reported to us within 6 months of the date of the diagnosis. If this information is not provided, we have the right to deny any claim for cancer or any critical illness caused by any cancer or its treatment.

Explanation

This is an illness where treatment is more limited but very effective in reducing the risk to your life.

Definition

Stage 1A malignant melanoma is a melanoma confirmed by biopsy to be less than or equal to 1.0 mm in thickness, not ulcerated and without Clark level IV or level V invasion.

The diagnosis of stage 1A malignant melanoma must be made by a specialist.

Survival period

The insured person must survive for 30 days following the date of diagnosis.

Exclusions

No benefit will be payable under this condition if within the first 90 days following the later of:

  • The date the application for this policy was signed
  • The policy date, or
  • The most recent date this policy was put back into effect (reinstatement),

the insured person has any of the following:

  • Signs, symptoms or investigations that lead to a diagnosis of cancer (covered or excluded under this policy), regardless of when the diagnosis is made
  • A diagnosis of cancer (covered or excluded under this policy)

This information described above must be reported to us within 6 months of the date of the diagnosis. If this information is not provided, we have the right to deny any claim for cancer or any critical illness caused by any cancer or its treatment.

Explanation

This is an illness where treatment is more limited but very effective in reducing the risk to your life.

Definition

Coronary angioplasty means the undergoing of an interventional procedure to unblock or widen a coronary artery that supplies blood to the heart to allow an uninterrupted flow of blood.

The procedure must be determined to be medically necessary by a specialist.

Survival period

The insured person must survive for 30 days following the date of the procedure.

Explanation

This is an illness where treatment is more limited but very effective in reducing the risk to your life.