Your premiums automatically renew (at guaranteed rates) at the end of your term.
Guaranteed conversion to permanent insurance at any time regardless of the insured person's health, occupation or lifestyle until the policy anniversary nearest the insured person's 75th birthday.
Guaranteed death benefit
Death benefit is guaranteed not to change for the term you choose.
Policy is renewable until the policy anniversary date nearest the insured person's 85th birthday.
- 10, 15, 20 or 30 year renewal terms are available, depending on the insured person's age
Read examples of text that can appear in a policy. Not all the provisions apply to every policy – it is for your reference. When we issue a policy it governs the relationship between us and the client. The policy can have provisions that are different from those that you've read here.