Affordable life insurance

Get up to $1 million of temporary life insurance with a monthly cost that will stay the same for the first 10 or 20 years. We’ll ask you just a few questions about your health.

Think about buying Sun Life Go Term Life Insurance if:

  • You want to apply for affordable life insurance online in minutes.
  • You’re willing to answer some questions about your health when you apply.
  • You want up to $1 million in life insurance coverage.
  • You want to be able to renew your policy when the term runs out without having to answer health questions.

Buy Sun Life Go Term Life Insurance online

Get up to $1 million of temporary life insurance coverage by answering just a few health questions. Quebec residents will need to talk with a licensed representative to complete an application.

Get a quote & apply

What’s the difference between buying life insurance online and buying it from an advisor?


Policy details:

Eligibility

  • You must be between 18 and 69 and live in Canada.

Guaranteed premiums

We guarantee that your monthly payments will stay the same for the length of the term you choose – 10 or 20 years.

Easy renewal

You can renew this policy for the same term length you chose originally without answering any health questions. Your monthly payments will increase when you renew (because you’ll be 10 or 20 years older), then they’ll stay the same for the length of the new term.

Coverage amounts

  • $100,000 up to $1 million, in units of $25,000

Term available

  • 10 or 20 years

Exclusions

  • If you take your own life within two years of the date your policy takes effect, we won’t pay the claim. But we will refund all monthly payments paid up to then, minus any administration fees.
  • If you apply for Sun Life Go Term Life insurance more than once, you can’t get more than $1 million in total insurance coverage.
  • Find more exclusions and limitations in the sample policy.

Additional benefits

If you’re diagnosed with a terminal illness, you may be eligible for a lump-sum advance up to 50% of what your policy will pay when you die (your policy’s “death benefit”), up to $250,000. This isn’t a part of your contract, but is a benefit that we can choose to offer.

If you look over your new policy and decide it doesn’t meet your requirements, you can cancel it with no obligation within 30 days of issue, and we will refund your money.

Sample policies

Read examples of text that can appear in a policy. These examples are for your reference only – when we issue your policy, the text in that policy will govern the relationship between you and Sun Life Assurance Company of Canada.

  Sun Life Go Term Life Insurance sample policy

Claim

The person making the claim must do so as soon as reasonably possible after the person covered by the policy passes away. To make a claim:

  1. Call us at 1-800-669-7921. This number is also listed at the beginning of the insured person’s policy. We’ll send you a form to complete.
  2. Fill out the form and mail it to us at the address listed on the form. Be sure to include any information we ask for to assess the claim. This will include proof that the insured person passed away while the policy was in effect.

Some things to keep in mind:

  • Doctors may charge a fee to fill out certain forms. The person making the claim is responsible for covering any fees.
  • After we receive all the information we need, we’ll assess the claim within 5 business days.
  • We’ll pay within 30 business days after receiving proof required to assess the claim.

Why choose Sun Life?

In 2019, the Reader's Digest Trusted BrandTM Survey voted Sun Life Financial as the "Most Trusted Life Insurance Company." – for the tenth year in a row.


Get Sun Life Go Term Life Insurance

Get a quote and apply for Sun Life GO Term Life Insurance, or give us a call.

 

GET A QUOTE ONLINE

Get a quote for Sun Life GO Term Life Insurance online in minutes.

GIVE US A CALL

Getting advice can better help you achieve your goals. Speak to a licensed representative to discover your options.

Call: 1-844-528-0583

MONDAY-FRIDAY: 8AM-8PM ET

 

Get more protection with Sun Life Go Accidental Death Insurance

You could leave even more money for your loved ones with Sun Life Go Accidental Death Insurance, which can pay a tax-free benefit if you die within 90 days as a direct result of an accident. You can get up to $500,000 of additional insurance without answering any questions about your health.

Learn more about adding Sun Life Go Accidental Death Insurance to your life insurance protection

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