Competitor guaranteed rates

As of January 17, 2019

   Redeemable Non-redeemable
1 year 2 year 3 year 4 year 5 year 1 year 2 year 3 year 4 year 5 year
Superflex (Insurance GIC) 1.75 1.60 1.70 2.05 2.50 - - - - -
Sun GIC Max (Trust GIC) - - - - - 2.00 1.90 2.00 2.25 2.50
Manulife Financial 1.50 1.65 1.80 1.90 2.05 - - - - -
Equitable Life 1.60 1.70 2.00 2.05 2.20 - - - - -
London Life 1.75 1.70 1.75 1.80 1.75 - - - - -
Canada Life 1.50 1.45 1.50 1.55 1.50 - - - - -
Desjardins  1.60 1.70 1.80 1.95 2.00 - - - - -
Empire Life 1.70 1.70 1.85 2.10 2.25 - - - - -
Manulife Bank - - - - - 2.51 2.75 2.85 3.00 3.15
Great West Life - - - - - 1.75 1.70 1.75 1.80 1.75
Desjardins - Caisses - - - - - 1.40 1.45 1.60 1.65 2.00
TD Canada Trust - - - - - 1.45 1.60 1.80 2.00 2.20
Bank of Montreal - - - - - 1.40 1.50 1.60 1.80 2.20
Bank of Nova Scotia - - - - - 1.20 1.25 1.60 1.50 1.60
CIBC - - - - - 0.55 0.65 0.85 1.05 1.25
Royal Bank of Canada  - - - - - 1.65 1.75 2.00 2.10 2.20
National Bank - - - - - 1.40 1.50 1.60 1.80 2.00

Rates are extracted from CANNEX and are subject to change without prior notice, check www.cannex.com for the most up to date rates