About WSC Insurance Group

WSC Insurance Group is one of Canada's premier financial services firms. We specialize in retirement and insurance solutions for individuals, and financial services for business such as employee benefits and advanced tax planning strategies for business owners.

Your WSC advisor will work with you to identify your retirement and insurance needs and provide custom-tailored comprehensive financial solutions. WSC can help you manage your financial affairs, develop plans that enable you to reach your retirement goals, minimize taxes, preserve your estate and prepare for life's unexpected events.

WSC will provide you with financial guidance throughout life's stages and clarify the options available to help you reach your goals. Each WSC advisor is supported by a team of professionals, so we're always there when you need us.

Chuck Caruana*, CFP, CLU, CH.F.C.

Chuck has enjoyed his 25 year insurance and investment career with Sun Life Financial and its predecessors by working diligently with his clients during every stage of their financial lives.

Utilizing the knowledge he gained from his Certified Financial Planner (CFP), Chartered Life Underwriter (CLU) and Chartered Financial Consultant (CH.F.C.) designations, Chuck specializes in providing tax effective insurance and investment strategies as well as estate and financial planning for individuals and corporations.

As a husband and father of two children, Chuck understands the importance of financial planning. He takes great pride in advising clients with recommendations that best meet their financial objectives. As a partner of WSC, he is proud to be part of a team that is “Always there when you need us".
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Ralf Soeder*, CHS

Seventeen years in the financial services industry has enabled Ralf to create strong and long lasting relationships with his business and family clients.

Together with his wife, Kimberley, and three daughters Addison, Emmi and Jamison, Ralf still lives in the same Oakville home that he grew up in. Having a family that is "growing up" has helped him understand the challenges and opportunities that families have in planning their financial affairs.

Ralf has broadened his expertise and now assists business owners in assessing their risk management plans and developing advanced tax planning strategies.
Ralf’s listening skills enable him to understand the priorities and concerns of his family and business clients. As a result, he is able to recommend appropriate solutions for his clients’ financial affairs and when appropriate, align his clients with specialists who guide them through specialized financial planning situations
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Bruce Field*, EPC, CLU, CH.F.C.

During the past 37 years, Bruce has worked closely with clients in helping them achieve their financial goals.

He specializes in retirement planning services and offers both tax-efficient investments and insurance solutions to help ensure that his clients' retirement plans are protected from longevity, inflation and market risks.
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Helpful links

* Mutual Funds offered by Sun Life Financial Investment Services (Canada) Inc.