Personal Health Insurance and Health Coverage Choice

PHI and HCC cover unexpected health expenses and health-related services not covered by provincial plans. Which solution is right for your Client?

For Clients who are:

  • young individuals/couples/families
  • self-employed/small business owners,
  • in a contract position, or
  • close to retirement

Learn more about Personal Health Insurance.

  • Get a quote
    Please Note: If the Quote tool does not open, please clear your browser history or open an incognito page by right clicking on the link and opening it in a new incognito window.
  • Apply online
    If the online application tool does not open, please clear your browser history or open an incognito page by right clicking on the link and opening it in a new incognito window.    
  • Process for PHI and HCC online sales for Québec Clients

Guaranteed coverage with no medical evidence for Clients who are within 60 days of losing their group coverage because:

  • their employment is ending, or
  • they're retiring.

Learn more about Health Coverage Choice.

  • Get a quote
    Please Note: If the Quote tool does not open, please clear your browser history or open an incognito page by right clicking on the link and opening it in a new incognito window.
  • Apply online
    If the online application tool does not open, please clear your browser history or open an incognito page by right clicking on the link and opening it in a new incognito window.
  • Process for PHI and HCC online sales for Québec Clients