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Chronic lymphocytic leukemia (CLL) means a definite diagnosis of Rai stage 0 chronic lymphocytic leukemia (CLL).
The diagnosis of chronic lymphocytic leukemia must be made by a specialist and confirmed by pathological examination of the tissue.
No benefit will be payable under this condition for monoclonal lymphocytosis of undetermined significance (MLUS).
For purposes of the policy, the term Rai staging is to be applied as set out in KR Rai, A Sawitsky, EP Cronkite, AD Chanana, RN Levy and BS Pasternack: Clinical staging of chronic lymphocytic leukemia. Blood 46:219, 1975.
No benefit will be payable under this condition if within the first 90 days following the later of:
the insured person has any of the following:
You have a responsibility to notify us about cancer, regardless of when a diagnosis is made:
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